HUBCO INC
8-K, 1997-04-23
STATE COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported) April 21, 1997


                                   HUBCO, INC.
             (Exact name of registrant as specified in its charter)


                                   New Jersey
                 (State or other jurisdiction of incorporation)

               1-10699                              22-2405746
       ------------------------        --------------------------------- 
       (Commission File Number)        (IRS Employer Identification No.)

                            1000 MacArthur Boulevard
                            Mahwah, New Jersey 07430
                    (Address of principal executive offices)

                                 (201) 236-2630
              (Registrant's telephone number, including area code)


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<PAGE>


Item 5.  Other Events

                  HUBCO,  INC.,  on  April  21,  1997,  issued  a press  release
announcing its quarterly cash dividend of $.19 per common share, payable June 2,
1997 to  stockholders  of record May 12, 1997.  HUBCO also  declared a quarterly
cash dividend of $6.31 per share, for Series B Preferred Stock,  payable June 2,
1997 to stockholders of record as of May 12, 1997. The press release is attached
as an Exhibit to this Form 8-K.

                  HUBCO is a bank holding company  headquartered  in New Jersey,
whose principal  operating  subsidiaries  are HUB, which operates 58 branches in
Northern New Jersey,  and Lafayette  American  Bank,  which  operates 27 banking
offices located mainly in Fairfield and New Haven Counties in Connecticut.


Item 7.   Exhibits

     99(a)     Press Release dated April 21, 1997
   

                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                       HUBCO, INC.

Dated: April 22, 1996              By: /S/ D. LYNN VAN BORKULO-NUZZO
                                       -----------------------------
                                       D. Lynn Van Borkulo-Nuzzo,
                                       Executive Vice President                


<PAGE>


                                INDEX TO EXHIBIT


Exhibit No.              Description
- ----------               -----------

     99(a)               Press Release dated April 21, 1997




                                                           HUBCO, INC.
                                                           1000 MacArthur Blvd.
                                                           Mahwah, NJ  07430
                                                           (NASDAQ:  HUBC)



AT THE COMPANY:                         AT THE FINANCIAL RELATIONS BOARD, INC.
Kenneth T. Neilson, Chairman            Kerry Thalheim/Regina Lenihan
Pres. & CEO - (201) 236-2631            675 Third Avenue
D. Lynn Van Borkulo-Nuzzo               New York, NY  10017
Executive Vice President                (212) 661-8030
(201) 236-2641

FOR IMMEDIATE RELEASE
April 21, 1997

                       HUBCO, INC. ANNOUNCES CASH DIVIDEND

                  Mahwah, New Jersey, April 21, 1997--HUBCO, Inc. (NASDAQ:HUBC),
the third largest New Jersey based commercial  banking  company,  has declared a
quarterly  cash  dividend  of $.19 per  common  share,  payable  June 2, 1997 to
stockholders  of record May 12,  1997.  HUBCO also  declared  a  quarterly  cash
dividend of $6.31 per share, for Series B Preferred Stock, payable June 2, 1997,
to stockholders of record as of May 12, 1997.

                  HUBCO,  INC.,  is the bank holding  company for Hudson  United
Bank which  operates 58 offices in northern  New Jersey and  Lafayette  American
Bank which operates 27 branches in southwestern Connecticut.


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