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ASCENT ASSURANCE, INC. 110 West Seventh Street Suite 300 Fort Worth, TX 76102 June 14, 2000 Mr. Patrick H. O'Neill 4001 Briarhaven Court Fort Worth, TX 76109 Dear Patrick: On behalf of Ascent Assurance, Inc., the undersigned hereby gives notice, pursuant to Section 3 of your Employment Agreement, dated as of September 15, 1998, with the Corporation that the Employment Agreement is extended until September 15, 2001. Very truly yours, Ascent Assurance, Inc. By: /s/ Paul E. Suckow Paul E. Suckow
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