IDS LIFE OF NEW YORK ACCOUNT 4
24F-2NT, 1996-02-23
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February 23, 1996



Securities and Exchange Commission
450 Fifth Street, N.W.
Attn:  Filing Desk, Stop 1-4
Washington, D.C.  20549-1004

Re:  Rule 24f-2 Notice for
     IDS Life of New York Accounts 4, 5, 6, 9, 10 and 11
     SEC File No. 811-3500 (33-4174/2-78194)

Gentlemen:

[i]  In accordance with the provisions of Rule 24f-2, IDS Life of
     New York Accounts 4, 5, 6, 9, 10 and 11 hereby files its Rule
     24f-2 Notice for the fiscal year ended December 31, 1995
     ("Fiscal Year").

[ii]  Amount of securities registered other 
      than under 24f-2 which were unsold at
      the beginning of the fiscal year.                $         0

[iii] Amount of securities registered during 
      the fiscal year other than under 24f-2.          $         0

[iv]  Amount of securities sold during the 
      fiscal year.                                     $87,265,000*

[v]   Amount of securities sold pursuant to 24f-2.     $87,265,000

[vi]  Fee $87,265,000    /   2900        equals        $ 30,091.38

*    Sales of $152,408,000 minus redemptions of $65,143,000

Enclosed please find an opinion of counsel.

If you have any questions, please contact the undersigned.

Very truly yours,

IDS LIFE OF NEW YORK ACCOUNTS 4, 5, 6, 9, 10 AND 11



Mary Ellyn Minenko
Counsel
(612) 671-3678

MEM/KB/rdh

Enclosures<PAGE>

EXHIBIT INDEX
(b) (10) OPINION OF COUNSEL


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February 23, 1996



IDS Life Insurance Company of New York
20 Madison Avenue Extension
Albany, New York  12203

Gentlemen:

Reference is made to the Registration Statements of IDS Life of New
York Accounts 4, 5, 6, 9, 10 and 11 Form N-4 (File No. 33-4174/
2-78194) under the Securities Act of 1933 registering an indefinite
amount of securities pursuant to Rule 24f-2 adopted under the
Investment Company Act of 1940.  IDS Life Accounts 4, 5, 6, and 9
became effective October 11, 1981 and April 30, 1986, respectively. 
IDS Life Accounts 10 and 11 became effective on October 8, 1991.

In connection with the Rule 24f-2 Notice for the fiscal year ended
December 31, 1995, I have made such examination of the matter of
fact and law as I have deemed appropriate, and am of the opinion
that:

     1)   During the entire period covered by the Rule 24f-2
          Notice, IDS Life of New York Accounts 4, 5, 6, 9, 10 and
          11 were validly created and existing separate accounts of
          IDS Life Insurance Company of New York duly authorized,
          as a unit investment trust, to issue and sell the
          securities registered, and

     2)   The securities issued, being variable annuity contracts,
          were legally issued and non-assessable and require no
          further payment by the purchaser.

I hereby consent that the foregoing opinion of counsel may be used
in connection with the Rule 24f-2 Notice.

Sincerely,



Mary Ellyn Minenko
Attorney at Law
(612) 671-3678

MEM/KB/rdh



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