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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SOUTHSIDE
BANCSHARE'S CORP'S QUARTERLY REPORT ON FORM 10Q AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH DOCUMENT.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 18,273
<INT-BEARING-DEPOSITS> 657
<FED-FUNDS-SOLD> 6,209
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 157,740
<INVESTMENTS-CARRYING> 41,835
<INVESTMENTS-MARKET> 41,815
<LOANS> 456,044
<ALLOWANCE> 5,121
<TOTAL-ASSETS> 725,054
<DEPOSITS> 558,371
<SHORT-TERM> 92,806
<LIABILITIES-OTHER> 6,329
<LONG-TERM> 988
0
0
<COMMON> 8,985
<OTHER-SE> 57,575
<TOTAL-LIABILITIES-AND-EQUITY> 725,054
<INTEREST-LOAN> 9,468
<INTEREST-INVEST> 3,176
<INTEREST-OTHER> 88
<INTEREST-TOTAL> 12,732
<INTEREST-DEPOSIT> 5,358
<INTEREST-EXPENSE> 6,955
<INTEREST-INCOME-NET> 5,777
<LOAN-LOSSES> 98
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,562
<INCOME-PRETAX> 2,252
<INCOME-PRE-EXTRAORDINARY> 2,252
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,635
<EPS-BASIC> .19
<EPS-DILUTED> .19
<YIELD-ACTUAL> 3.80
<LOANS-NON> 4,771
<LOANS-PAST> 637
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 5,830
<CHARGE-OFFS> 1,390
<RECOVERIES> 405
<ALLOWANCE-CLOSE> 5,121
<ALLOWANCE-DOMESTIC> 5,121
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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