CITIZENS BANCORP
14401 Sweitzer Lane
Laurel, MD 20707
December 24, 1996
To: Peggy Fisher, Assistant Director
Division of Corporation Finance
Securities and Exchange Commission
Washington, D.C. 20549
From: Harry R. Smith
Re: Citizens Bancorp
Schedule 13D Filed November 12, 1996
File No. 5-34134
Responding to your letter dated December 3, 1996, following is the
electronic transmission of copy of paper form Schedule 13G filed November 12,
1996, reporting a decrease in the number of shares of Citizens Bancorp stock
reported on behalf of Harry R. Smith.
[CITIZENS BANCORP- IRS I.D.# 52-1239452]
[Harry R. Smith- IRS SS# ###-##-####]
*********************
[Page 1 of 3]
SCHEDULE 13G
CITIZENS BANCORP
Common Stock
CUSIP Number 173160-10-2
CUSIP No. 173160-10-2 13G [Page 2 of 3]
1. NAME OF REPORTING PERSON Harry R. Smith
SS####-##-####
4. CITIZENSHIP United States of America
5. SOLE VOTING POWER 384,282 (Includes 83,432 shares in reporting
person's name as Trustee for children.)
6. SHARED VOTING POWER 192,494 (70,004 shares in a partnership, and
122,490 joint with spouse.)
7. SOLE DISPOSITIVE POWER 384,282
8. SHARED DISPOSITIVE POWER 192,494
9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY REPORTING PERSON
576,776
10. AGGREGATE AMOUNT IN ROW (9) EXCLUDES THE FOLLOWING SHARES:
Excludes 12,717 shares on which reporting person's spouse has sole
voting and dispositive power.
11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
3.811%
12. TYPE OF REPORTING PERSON IN
[Page 3 of 3]
Exhibit A
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
Item 1(a) Name of Issuer: CITIZENS BANCORP
Item 1(b) Address of issuer's principal executive offices:
14401 Sweitzer Lane
Laurel, MD 20707
Item 2(a) Name of person filing: HARRY R. SMITH
Item 2(b) Address of principal business office:
c/o A. H. Smith Associates
5450 Branchville Road
Branchville, MD 20740
Item 2(c) Citizenship: United States of America
Item 2(d) Title of class of securities: Common Stock
Item 2(e) CUSIP Number: 173160-10-2
Item 3 Not applicable
Item 4(a) Amount beneficially owned: 576,776*
Item 4(b) Percent of class: 3.811%
(*576,776 shares exclude 12,717 shares
on which reporting person's spouse has
sole voting power.)
Item 4(c) Number of shares as to which reporting person has:
(i) Sole power to vote or to direct vote: 384,282
(ii) Shared power to vote or to direct the vote: 192,494
(iii) Sole power to dispose or to direct the disposition of:
384,282
(iv) Shared power to dispose or to direct the disposition of:
192,494
Item 5 Not applicable
Item 6 Not applicable
Item 7 Not applicable
Item 8 Not applicable
Item 9 Not applicable
Item 10 Not applicable
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete
and correct, as of October 31, 1996.
Dated: (11/8/96) Signed: /s/ Harry R. Smith
\HRSMITH\SEC13G.N96 Harry R. Smith
