<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-K405/A
AMENDMENT TO FILING
[X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934
For the Year ended DECEMBER 31, 1995
OR
[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934
For the transition period from to
COMMISSION FILE NUMBER 2-78293-LA
SOUTH VALLEY BANCORPORATION
(Exact name of registrant as specified in its charter)
STATE OF CALIFORNIA 94-2818095
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No.)
500 Tennant Station, Morgan Hill, California 95037
(Address of principal executive offices) (Zip code)
Registrant's telephone number, including area code (408) 778-1510
SECURITIES REGISTERED PURSUANT TO SECTION 12(b) OF THE ACT: None
SECURITIES REGISTERED PURSUANT TO SECTION 12(g) OF THE ACT:
Title of each class Name of each exchange on which registered
------------------- -----------------------------------------
Common Stock None
(no par value)
Indicate by check mark whether the registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was
required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days. Yes X No
--- ---
Indicate by check mark if disclosure of delinquent filers pursuant to Item 405
of Regulation S-K is not contained herein, and will not be contained, to the
best of the registrant's knowledge, in definitive proxy or information
statements incorporated by reference in Part III of this Form 10-K or any
amendment to this Form 10-K [X].
The aggregate market value of the voting stock held by non-affiliates of the
registrant at March 29, 1995 was $8,082,100. As of March 29, 1995, the
registrant had 1,194,697 shares of Common Stock outstanding.
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This amendment to South Valley Bancorporation's 10-K is being filed to
incorporate the Financial Data Schedule as required by Item 601(c) of Regulation
S-K and Regulation S-B and Rule 401 of Regulation S-T.
The Financial Data Schedule is attached hereto as a separate electronic
document (EX-27).
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SIGNATURE PAGE
Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the Registration has duly caused this report to be signed
on its behalf by the undersigned, thereunto duly authorized.
SOUTH VALLEY BANCORPORATION
Date: 5/29/96 By: /s/ Brad L. Smith
-----------------------------------
Brad L. Smith, President & CEO
(Principal Executive Officer)
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<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-START> JAN-01-1995
<PERIOD-END> DEC-31-1995
<CASH> 9,436
<INT-BEARING-DEPOSITS> 113,816
<FED-FUNDS-SOLD> 27,900
<TRADING-ASSETS> 0
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<INVESTMENTS-MARKET> 7,213
<LOANS> 90,079
<ALLOWANCE> (1,313)
<TOTAL-ASSETS> 177,273
<DEPOSITS> 157,689
<SHORT-TERM> 0
<LIABILITIES-OTHER> 2,027
<LONG-TERM> 0
0
0
<COMMON> 11,331
<OTHER-SE> 6,220
<TOTAL-LIABILITIES-AND-EQUITY> 177,273
<INTEREST-LOAN> 10,029
<INTEREST-INVEST> 2,804
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<INTEREST-TOTAL> 12,833
<INTEREST-DEPOSIT> 3,893
<INTEREST-EXPENSE> 3,942
<INTEREST-INCOME-NET> 8,891
<LOAN-LOSSES> 392
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 7,010
<INCOME-PRETAX> 2,597
<INCOME-PRE-EXTRAORDINARY> 2,597
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,577
<EPS-PRIMARY> 1.20
<EPS-DILUTED> 1.20
<YIELD-ACTUAL> .067
<LOANS-NON> 1,488
<LOANS-PAST> 120
<LOANS-TROUBLED> 0
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<ALLOWANCE-OPEN> 1,331
<CHARGE-OFFS> 529
<RECOVERIES> 119
<ALLOWANCE-CLOSE> 1,313
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<ALLOWANCE-FOREIGN> 0
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