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EXHIBIT 23.2
[ADD SYCR CONSENT]
August 7, 2000
U.S. Securities and Exchange Commission
Division of Corporation Finance
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Providential Holdings, Inc. - Form SB-2
Dear Sir/Madame:
I have acted as counsel to Providential Holdings, Inc., a Nevada
corporation ("Company"), in connection with its Registration Statement on Form
SB-2 relating to the registration of 60,119,823 shares of its common stock
("Shares"), $0.04 par value per Share. I hereby consent to all references to my
firm included in this Registration Statement, including the opinion of legality.
Sincerely,
/s/ Shivbir S. Grewal
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Shivbir S. Grewal, Esq.