PAB BANKSHARES INC
10QSB/A, 1996-01-03
STATE COMMERCIAL BANKS
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                                   SIGNATURES

          In accordance with the requirements of the Exchange Act, the
Registrant caused this report to be signed on its behalf by the undersigned,
thereunto duly authorized.

                                   PAB BANKSHARES, INC.



                                   By:       R. BRADFORD BURNETTE
                                      ----------------------------------------
                                      R. Bradford Burnette
                                      President
                                      (Principal Executive Officer)


                                   By:       C. LARRY WILKINSON
                                      ----------------------------------------
                                      C. Larry Wilkinson
                                      (Vice President, Principal
                                      Financial Officer, and
                                      Principal Accounting Officer)

                                   Date:  January 2, 1996

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<NAME> PAB BANKSHARES, INC.
       
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