PAB BANKSHARES INC
8-A12B/A, 1996-07-08
STATE COMMERCIAL BANKS
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<PAGE> 1


July 8, 1996



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

Attn:     Amy Trembly, Attorney
          Branch 2

               Re:  PAB Bankshares, Inc.
                    Form 8-A Registration Statement


Dear Ms. Trembly:

     PAB Bankshares, Inc. hereby requests that the effectiveness of its
Registration Statement on Form 8-A be accelerated to 9:30 a.m. on Tuesday, July
9, 1996, or as soon thereafter as practicable.

                                        Sincerely,
                                        PAB BANKSHARES, INC.

                                        By:  C. LARRY WILKINSON
                                             ------------------------------
                                             Vice President, Principal Financial
                                             Officer, and Principal Accounting
                                             Officer








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