<PAGE> PAGE 1
000 B000000 06/30/94
000 C000000 706126
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 2.2
000 J000000 U
001 A000000 UMB TAX-FREE MONEY MARKET FUND, INC.
001 B000000 811-3556
001 C000000 8164715200
002 A000000 THREE CROWN CENTER 2440 PERSHING ROAD
002 B000000 KANSAS CITY
002 C000000 MO
002 D010000 64108
002 D020000 2561
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 N
007 B000000 0
022 A000001 GOLDMAN SACHS & CO
022 C000001 154501
022 D000001 27531
022 A000002 FIRST BOSTON CORP
022 C000002 77322
022 D000002 23923
022 A000003 MERRILL LYNCH PIERCE FENNER & SMITH
022 C000003 47449
022 D000003 47378
022 A000004 SMITH BARNEY, HARRIS UPHAM
022 C000004 68586
022 D000004 23651
022 A000005 IRVING TRUST
022 C000005 0
022 D000005 22534
022 A000006 PRUDENTIAL BACHE
022 C000006 20498
022 D000006 0
022 A000007 BANK OF NEW YORK
022 C000007 0
022 D000007 7208
022 A000008 GRIFFIN KUBIK & STEPHENS
022 C000008 5354
022 D000008 0
022 A000009 1ST NAT'L COMMERCE BANK OF NEW ORLEANS
022 C000009 0
022 D000009 5304
022 A000010 SHEARSON LEHMAN
<PAGE> PAGE 2
022 C000010 1004
022 D000010 4098
023 C000000 395442
023 D000000 173527
024 000000 N
028 A010000 38322
028 A020000 11
028 A030000 0
028 A040000 21090
028 B010000 26178
028 B020000 10
028 B030000 0
028 B040000 12024
028 C010000 41405
028 C020000 11
028 C030000 0
028 C040000 44712
028 D010000 10316
028 D020000 19
028 D030000 0
028 D040000 20235
028 E010000 10057
028 E020000 21
028 E030000 0
028 E040000 12815
028 F010000 10522
028 F020000 17
028 F030000 0
028 F040000 17762
028 G010000 136800
028 G020000 89
028 G030000 0
028 G040000 128638
028 H000000 0
029 000000 N
030 A000000 0
030 B000000 0.00
030 C000000 0.00
055 A000000 Y
055 B000000 N
056 000000 Y
057 000000 N
058 A000000 N
059 000000 Y
060 A000000 Y
060 B000000 Y
061 000000 1000
062 A000000 Y
062 B000000 0.0
062 C000000 0.0
062 D000000 0.0
<PAGE> PAGE 3
062 E000000 100.0
062 F000000 0.0
062 G000000 0.0
062 H000000 0.0
062 I000000 0.0
062 J000000 0.0
062 K000000 0.0
062 L000000 0.0
062 M000000 0.0
062 N000000 0.0
062 O000000 0.0
062 P000000 0.0
062 Q000000 0.0
062 R000000 0.0
063 A000000 60
063 B000000 0.0
064 A000000 N
066 A000000 N
067 000000 N
068 A000000 N
068 B000000 N
069 000000 N
070 A010000 Y
070 A020000 Y
070 B010000 N
070 B020000 N
070 C010000 N
070 C020000 N
070 D010000 N
070 D020000 N
070 E010000 N
070 E020000 N
070 F010000 N
070 F020000 N
070 G010000 N
070 G020000 N
070 H010000 N
070 H020000 N
070 I010000 N
070 I020000 N
070 J010000 N
070 J020000 N
070 K010000 Y
070 K020000 N
070 L010000 N
070 L020000 N
070 M010000 N
070 M020000 N
070 N010000 N
070 N020000 N
070 O010000 N
<PAGE> PAGE 4
070 O020000 N
070 P010000 N
070 P020000 N
070 Q010000 N
070 Q020000 N
070 R010000 N
070 R020000 N
071 A000000 0
071 B000000 0
071 C000000 0
071 D000000 0
072 A000000 12
072 B000000 2188
072 C000000 0
072 D000000 0
072 E000000 0
072 F000000 440
072 G000000 0
072 H000000 0
072 I000000 0
072 J000000 0
072 K000000 0
072 L000000 0
072 M000000 0
072 N000000 10
072 O000000 0
072 P000000 0
072 Q000000 0
072 R000000 0
072 S000000 0
072 T000000 0
072 U000000 0
072 V000000 0
072 W000000 0
072 X000000 450
072 Y000000 0
072 Z000000 1738
072AA000000 0
072BB000000 25
072CC010000 0
072CC020000 0
072DD010000 1738
072DD020000 0
072EE000000 0
073 A010000 0.0198
073 A020000 0.0000
073 B000000 0.0000
073 C000000 0.0000
074 A000000 0
074 B000000 0
074 C000000 97368
<PAGE> PAGE 5
074 D000000 0
074 E000000 0
074 F000000 0
074 G000000 0
074 H000000 0
074 I000000 0
074 J000000 0
074 K000000 0
074 L000000 491
074 M000000 0
074 N000000 97859
074 O000000 3529
074 P000000 0
074 Q000000 0
074 R010000 0
074 R020000 0
074 R030000 0
074 R040000 44
074 S000000 0
074 T000000 94286
074 U010000 94338
074 U020000 0
074 V010000 1.00
074 V020000 0.00
074 W000000 0.9995
074 X000000 165
074 Y000000 0
075 A000000 85030
075 B000000 0
076 000000 0.00
077 A000000 Y
077 B000000 Y
077 C000000 N
077 D000000 N
077 E000000 N
077 F000000 N
077 G000000 N
077 H000000 N
077 I000000 N
077 J000000 N
077 K000000 N
077 L000000 N
077 M000000 N
077 N000000 N
077 O000000 N
077 P000000 N
077 Q010000 Y
077 Q020000 N
077 Q030000 N
078 000000 N
080 A000000 CONTINENTAL INSURANCE CO
<PAGE> PAGE 6
080 C000000 8500
081 A000000 Y
081 B000000 19
082 A000000 Y
082 B000000 50
083 A000000 N
083 B000000 0
084 A000000 N
084 B000000 0
085 A000000 N
SIGNATURE MICHAEL A. BRUMMEL
TITLE VICE PRESIDENT