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Previous: BRITTON & KOONTZ CAPITAL CORP, 10QSB, EX-11, 2000-08-14 |
Next: USBANCORP INC /PA/, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000707604
<NAME> Britton & Koontz Capital Corp
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-03-2000
<PERIOD-END> JUN-30-2000
<CASH> 6,718,413
<INT-BEARING-DEPOSITS> 162,324,544
<FED-FUNDS-SOLD> 1,100,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 4,179,302
<INVESTMENTS-CARRYING> 55,726,092
<INVESTMENTS-MARKET> 54,753,720
<LOANS> 156,976,993
<ALLOWANCE> 987,693
<TOTAL-ASSETS> 238,026,968
<DEPOSITS> 189,474,241
<SHORT-TERM> 24,040,000
<LIABILITIES-OTHER> 3,843,750
<LONG-TERM> 0
0
0
<COMMON> 4,417,660
<OTHER-SE> 16,251,317
<TOTAL-LIABILITIES-AND-EQUITY> 238,026,968
<INTEREST-LOAN> 6,530,371
<INTEREST-INVEST> 1,991,566
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 8,521,937
<INTEREST-DEPOSIT> 3,352,774
<INTEREST-EXPENSE> 3,932,374
<INTEREST-INCOME-NET> 4,589,563
<LOAN-LOSSES> 160,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,544,097
<INCOME-PRETAX> 1,849,560
<INCOME-PRE-EXTRAORDINARY> 1,231,837
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,231,837
<EPS-BASIC> 0.34
<EPS-DILUTED> 0.34
<YIELD-ACTUAL> 8.09
<LOANS-NON> 388,000
<LOANS-PAST> 467,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 835,576
<CHARGE-OFFS> 62,503
<RECOVERIES> 54,620
<ALLOWANCE-CLOSE> 987,693
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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