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Previous: BRITTON & KOONTZ CAPITAL CORP, 10QSB, EX-11, 2000-11-14 |
Next: CAPITAL RESERVE CORP, 10QSB, 2000-11-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000707604
<NAME> Britton & Koontz Capital Corp
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> Dec-31-2000
<PERIOD-START> Jan-31-2000
<PERIOD-END> Sep-30-2000
<CASH> 5,612,155
<INT-BEARING-DEPOSITS> 155,635,915
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 4,148,565
<INVESTMENTS-CARRYING> 54,791,289
<INVESTMENTS-MARKET> 54,349,567
<LOANS> 161,306,902
<ALLOWANCE> 1,026,301
<TOTAL-ASSETS> 239,676,576
<DEPOSITS> 181,527,542
<SHORT-TERM> 29,918,190
<LIABILITIES-OTHER> 3,780,886
<LONG-TERM> 0
0
0
<COMMON> 4,417,660
<OTHER-SE> 16,832,298
<TOTAL-LIABILITIES-AND-EQUITY> 239,676,576
<INTEREST-LOAN> 10,177,075
<INTEREST-INVEST> 3,044,386
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 13,221,461
<INTEREST-DEPOSIT> 5,301,090
<INTEREST-EXPENSE> 6,307,864
<INTEREST-INCOME-NET> 6,913,597
<LOAN-LOSSES> 250,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 5,362,232
<INCOME-PRETAX> 2,719,494
<INCOME-PRE-EXTRAORDINARY> 1,811,743
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,811,743
<EPS-BASIC> 0.33
<EPS-DILUTED> 0.33
<YIELD-ACTUAL> 8.27
<LOANS-NON> 778,000
<LOANS-PAST> 358,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 835,576
<CHARGE-OFFS> 128,812
<RECOVERIES> 69,538
<ALLOWANCE-CLOSE> 1,026,301
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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