[ARTICLE] 9
<TABLE>
<S> <C>
[PERIOD-TYPE] 6-MOS
[FISCAL-YEAR-END] DEC-31-2000
[PERIOD-END] JUN-30-2000
[CASH] 20,844
[INT-BEARING-DEPOSITS] 100
[FED-FUNDS-SOLD] 0
[TRADING-ASSETS] 0
[INVESTMENTS-HELD-FOR-SALE] 577,911
[INVESTMENTS-CARRYING] 0
[INVESTMENTS-MARKET] 0
[LOANS] 614,505
[ALLOWANCE] 5,313
[TOTAL-ASSETS] 1,299,798
[DEPOSITS] 667,052
[SHORT-TERM] 120,939
[LIABILITIES-OTHER] 439,499
[LONG-TERM] 3,764
[PREFERRED-MANDATORY] 0
[PREFERRED] 0
[COMMON] 43,549
[OTHER-SE] 24,995
[TOTAL-LIABILITIES-AND-EQUITY] 1,299,798
[INTEREST-LOAN] 34,945
[INTEREST-INVEST] 28,821
[INTEREST-OTHER] 79
[INTEREST-TOTAL] 63,845
[INTEREST-DEPOSIT] 16,713
[INTEREST-EXPENSE] 40,748
[INTEREST-INCOME-NET] 23,097
[LOAN-LOSSES] 423
[SECURITIES-GAINS] (906)
[EXPENSE-OTHER] 28,763
[INCOME-PRETAX] 2,103
[INCOME-PRE-EXTRAORDINARY] 2,103
[EXTRAORDINARY] 0
[CHANGES] 0
[NET-INCOME] 2,621
[EPS-BASIC] 0.20
[EPS-DILUTED] 0.20
[YIELD-ACTUAL] 7.33
[LOANS-NON] 3,601
[LOANS-PAST] 19
[LOANS-TROUBLED] 0
[LOANS-PROBLEM] 0
[ALLOWANCE-OPEN] 10,350
[CHARGE-OFFS] 968
[RECOVERIES] 536
[ALLOWANCE-CLOSE] 5,313
[ALLOWANCE-DOMESTIC] 5,313
[ALLOWANCE-FOREIGN] 0
[ALLOWANCE-UNALLOCATED] 1,989
</TABLE>
