[ARTICLE] 9
<TABLE>
<S> <C>
[PERIOD-TYPE] 9-MOS
[FISCAL-YEAR-END] DEC-31-2000
[PERIOD-END] SEP-30-2000
[CASH] 23,629
[INT-BEARING-DEPOSITS] 100
[FED-FUNDS-SOLD] 0
[TRADING-ASSETS] 0
[INVESTMENTS-HELD-FOR-SALE] 551,476
[INVESTMENTS-CARRYING] 0
[INVESTMENTS-MARKET] 0
[LOANS] 611,969
[ALLOWANCE] 5,358
[TOTAL-ASSETS] 1,269,343
[DEPOSITS] 653,886
[SHORT-TERM] 55,124
[LIABILITIES-OTHER] 483,805
[LONG-TERM] 3,174
[PREFERRED-MANDATORY] 0
[PREFERRED] 0
[COMMON] 43,726
[OTHER-SE] 29,628
[TOTAL-LIABILITIES-AND-EQUITY] 1,269,343
[INTEREST-LOAN] 47,455
[INTEREST-INVEST] 38,284
[INTEREST-OTHER] 145
[INTEREST-TOTAL] 85,884
[INTEREST-DEPOSIT] 22,916
[INTEREST-EXPENSE] 55,449
[INTEREST-INCOME-NET] 30,435
[LOAN-LOSSES] 672
[SECURITIES-GAINS] (936)
[EXPENSE-OTHER] 39,043
[INCOME-PRETAX] 3,359
[INCOME-PRE-EXTRAORDINARY] 3,359
[EXTRAORDINARY] 0
[CHANGES] 0
[NET-INCOME] 3,674
[EPS-BASIC] 0.28
[EPS-DILUTED] 0.28
[YIELD-ACTUAL] 7.35
[LOANS-NON] 6,085
[LOANS-PAST] 51
[LOANS-TROUBLED] 0
[LOANS-PROBLEM] 0
[ALLOWANCE-OPEN] 10,350
[CHARGE-OFFS] 1,256
[RECOVERIES] 620
[ALLOWANCE-CLOSE] 5,358
[ALLOWANCE-DOMESTIC] 5,358
[ALLOWANCE-FOREIGN] 0
[ALLOWANCE-UNALLOCATED] 1,640
</TABLE>
