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Previous: USB HOLDING CO INC, 10-Q, EX-11, 2000-08-14 |
Next: SCIENTIFIC TECHNOLOGIES INC, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 3-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000
<PERIOD-START> APR-01-2000 JAN-01-2000
<PERIOD-END> JUN-30-2000 JUN-30-2000
<CASH> 35,518 35,518
<INT-BEARING-DEPOSITS> 643 643
<FED-FUNDS-SOLD> 29,500 29,500
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 424,132 424,132
<INVESTMENTS-CARRYING> 197,610 197,610
<INVESTMENTS-MARKET> 192,274 192,274
<LOANS> 1,035,128 1,035,128
<ALLOWANCE> 11,458 11,458
<TOTAL-ASSETS> 1,789,977 1,789,977
<DEPOSITS> 1,395,137 1,395,137
<SHORT-TERM> 92,000 92,000
<LIABILITIES-OTHER> 15,236 15,236
<LONG-TERM> 164,493 164,493
0 0
0 0
<COMMON> 174 174
<OTHER-SE> 102,803 102,803
<TOTAL-LIABILITIES-AND-EQUITY> 1,789,977 1,789,977
<INTEREST-LOAN> 21,732 41,647
<INTEREST-INVEST> 11,362 22,439
<INTEREST-OTHER> 474 819
<INTEREST-TOTAL> 33,568 64,905
<INTEREST-DEPOSIT> 13,646 24,725
<INTEREST-EXPENSE> 18,451 34,901
<INTEREST-INCOME-NET> 15,117 30,004
<LOAN-LOSSES> 500 950
<SECURITIES-GAINS> (105) (105)
<EXPENSE-OTHER> 7,970 15,911
<INCOME-PRETAX> 7,718 15,503
<INCOME-PRE-EXTRAORDINARY> 7,718 15,503
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 5,003 10,093
<EPS-BASIC> 0.31 0.61
<EPS-DILUTED> 0.29 0.59
<YIELD-ACTUAL> 3.67 3.72
<LOANS-NON> 1,645 1,645
<LOANS-PAST> 142 142
<LOANS-TROUBLED> 157 157
<LOANS-PROBLEM> 291 291
<ALLOWANCE-OPEN> 11,097 10,687
<CHARGE-OFFS> 165 231
<RECOVERIES> 26 52
<ALLOWANCE-CLOSE> 11,458 11,458
<ALLOWANCE-DOMESTIC> 0 0
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 0
</TABLE>
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