<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF UNITED COMMUNITY FINANCIAL CORP. AS OF AND
FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 23,013
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 16,992
<TRADING-ASSETS> 5,813
<INVESTMENTS-HELD-FOR-SALE> 212,107
<INVESTMENTS-CARRYING> 118,722
<INVESTMENTS-MARKET> 116,930
<LOANS> 835,867
<ALLOWANCE> 6,461
<TOTAL-ASSETS> 1,300,246
<DEPOSITS> 854,390
<SHORT-TERM> 0
<LIABILITIES-OTHER> 183,291
<LONG-TERM> 0
0
0
<COMMON> 136,903
<OTHER-SE> 125,662
<TOTAL-LIABILITIES-AND-EQUITY> 1,300,246
<INTEREST-LOAN> 45,523
<INTEREST-INVEST> 20,949
<INTEREST-OTHER> 1,063
<INTEREST-TOTAL> 67,535
<INTEREST-DEPOSIT> 25,554
<INTEREST-EXPENSE> 31,897
<INTEREST-INCOME-NET> 35,638
<LOAN-LOSSES> 150
<SECURITIES-GAINS> 224
<EXPENSE-OTHER> 40,381
<INCOME-PRETAX> 13,906
<INCOME-PRE-EXTRAORDINARY> 13,906
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 9,161
<EPS-BASIC> 0.27
<EPS-DILUTED> 0.27
<YIELD-ACTUAL> 3.93
<LOANS-NON> 3,409
<LOANS-PAST> 0
<LOANS-TROUBLED> 212
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 6,324
<CHARGE-OFFS> 16
<RECOVERIES> 4
<ALLOWANCE-CLOSE> 6,461
<ALLOWANCE-DOMESTIC> 6,461
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>