FIDELITY FINANCIAL TRUST
497J, 1996-01-25
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FIDELITY (LOGO) INVESTMENTS(registered trademark)   FMR Corp.               
                                                    82 Devonshire Street    
                                                    Boston MA  02109-3614   
                                                    617 563 7000            
 
                        January 24, 1996   
                                           
                                           
                                           
                                           
 
Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, DC  20549
Attention:   File Room                                     
 
                                                           
 
Re:          Fidelity Financial Trust (the trust):         
 
             Fidelity Convertible Securities Fund          
 
             Fidelity Equity-Income II Fund                
 
             Fidelity Retirement Growth Fund (the funds)   
 
             File Nos. 2-79910 and 811-3587                
 
__________________________________________________________________________
Ladies and Gentlemen:
 Transmitted herewith pursuant to Rule 497(j) under the Securities Act of
1933 is certification that the Prospectuses and Statements of Additional
Information with respect to the above referenced funds do not differ from
those filed in the most recent post-effective amendment, which was filed
electronically.
                        Very truly yours,     
 
                                              
 
                                              
 
                                              
 
                        /s/Arthur S. Loring   
                           Arthur S. Loring   
                           Secretary          
 



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