FIDELITY FINANCIAL TRUST
497J, 1999-02-03
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FIDELITY (LOGO) INVESTMENTS(registered trademark)  FMR Corp.              
                                                   82 Devonshire Street   
                                                   Boston MA  02109-3614  
                                                   617 563 7000           
 
                    February 2, 1999  
                                      
                                      
                                      
                                      
 
Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C.  20549
Attention:  File Room                                         
                                                              
 
RE:         Fidelity Financial Trust (the trust):             
 
            Fidelity Retirement Growth Fund                   
            Fidelity Equity-Income II Fund                    
            Fidelity Convertible Securities Fund (the funds)  
 
            File Nos. 2-79910 and 811-3587                    
 
            Post-Effective Amendment No. 34                   
 
______________________________________________________________________
Ladies and Gentlemen:
 Transmitted herewith pursuant to Rule 497(j) under the Securities Act
of 1933 is certification that the Prospectuses and Statements of
Additional Information with respect to the above referenced fundS does
not differ from those filed in the most recent post-effective
amendment, which was filed electronically.
                    Very truly yours,  
 
                                       
 
                                       
 
                                       
 
                    /s/Eric D. Roiter  
                       Eric D. Roiter  
                       Secretary       
 
                                       
 



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