NORWEST FINANCIAL INC
10-K/A, 1994-03-16
PERSONAL CREDIT INSTITUTIONS
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                                EXHIBIT 23
           Deloitte &
               Touche                                                      
                (logo)   Two Prudential Plaza     Telephone: (312) 946-3000
                         180 North Stetson Avenue Facsimile: (312) 946-2600
                         Chicago, Illinois 60601








INDEPENDENT AUDITORS' CONSENT


We consent to the incorporation by reference in Registration Statements Nos.
33-37598, 33-44010 and 33-52157 of Norwest Financial, Inc. on Form S-3 of our
report dated January 13, 1994, appearing in this Annual Report on Form 10-K of
Norwest Financial, Inc. for the year ended December 31, 1993.


\s\ Deloitte & Touche

March 14, 1994
























               
Deloitte Touche
Tohmatsu
International
               


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