NATIONSBANK CORP
424B2, 1995-08-24
NATIONAL COMMERCIAL BANKS
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NationsBank Corporation
Charlotte, NC 28255
Tel 704-386-5000


Pricing Supplement No. 0086 Dated August 22, 1995        Rule 424(b)(2)
(To Prospectus dated February 24, 1995  and              File No. 33-57533
Prospectus Supplement dated February 28, 1995 )

Senior Medium-Term Notes, Series D
Due Nine Months or More from Date of Issue

Principal Amount:                            $  50,000,000.00
Issue Price:                  100.00000%     $  50,000,000.00
Commission or Discount:          .06822%     $      34,110.00
Proceeds to Company:           99.93178%     $  49,965,890.00

Agent/Purchaser:              J.P. Morgan Securities Inc., as
                              Principal

Original Issue Date:          August 25, 1995
Stated Maturity Date:         August 25, 1998

CUSIP#:                       63858R-CF-6
Form:                         Book-entry only

Interest Rate:                Floating

Base Rate:                    LIBOR Telerate Page 3750
Index Maturity:               90 days
Spread:                       +10.0  bps

Initial Interest Rate:        To be determined on August 23, 1995

Interest Reset Period:        Quarterly, commencing 11/25/95

Interest Reset Dates:         25th of February, May, August &
                              November

Interest Determination Dates: 2nd London Banking Day preceding
                              Interest Reset Date

Interest Payment Dates:       25th of February, May, August &
                              November


May the Notes be redeemed prior to maturity?      No
May the Notes be repaid prior to maturity?        No
Original Issue Discount Note?                     No




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