<PAGE>
NationsBank Corporation
Charlotte, NC 28255
Tel 704 386-5000
Pricing Supplement No. 0146 Dated July 31, 1996 Rule 424(b)(2)
(To Prospectus dated November 24, 1995 and File number: 33-63097
Prospectus Supplement dated January 10, 1996)
Senior Medium-Term Notes, Series E
Due Nine Months or More From Date of Issue
Principal Amount: $ 100,000,000.00
Issue Price: 100.00000 % 100,000,000.00
Commission or Discount: 0.05493 % 54,930.00
Proceeds to Company: 99.94507% $ 99,945,070.00
Agent: Salomon Brothers Inc, as Principal
Original Issue Date: August 05, 1996
Stated Maturity Date: August 05, 1999
Cusip #: 63858R-EA-5
Form: Book entry only
Interest Rate: Floating
Base rate: The Base Rate for the Reset Date will
be the weekly average of the overnight Fed
Funds Effective Rate, published in H.15(519)
on each Monday under the heading "Federal
Funds (Effective) - week ending,"
beginning 8/5/96.
The "Federal Funds Rate (Weekly Average)"
means, with respect to any Interest Reset
Date, the rate that appears on the Interest
Determination Date on Telerate Page 122
opposite the caption "Federal Funds" for
the week ending on (and including) the
Wednesday preceding such Interest
Determination Date.
Index maturity: Weekly
Spread: + 27.0 bps
Initial Interest Rate: To be determined on August 5, 1996
Interest Reset Period: Weekly, commencing on August 5, 1996
Interest Reset Dates: Weekly, occuring each Monday
Interest Determination Date: On the same date as each interest reset date
Interest Payment Dates: 5th of February, May, August and November,
commencing on November 5, 1996
May the Notes be redeemed by the company prior to maturity? No
May the notes be repaid prior to maturity at the option of the holder? No
Discount Note? No
