NATIONSBANK CORP
424B2, 1996-11-18
NATIONAL COMMERCIAL BANKS
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<PAGE>                    
NationsBank Corporation   
Charlotte, NC  28255      
Tel 704 386-5000          

Pricing Supplement No. 0157 Dated November 14, 1996    Rule 424(b)(2)      
(To Prospectus dated July 12, 1996 and                 File number:  333-7229  
Prospectus Supplement dated November 8, 1996)        

Senior Medium-Term Notes, Series F                           
Due Nine Months or More From Date of Issue                   


Principal Amount:                                    $  57,000,000.00
Issue Price:                           100.00000%    $  57,000,000.00
Commission or Discount:                  0.02790%    $      15,903.00
Proceeds to Company:                    99.97210%    $  56,984,097.00

Agent:                            Merrill Lynch & Co., as Agent       
                                                                      


Original Issue Date:              November 19, 1996    

Stated Maturity Date:             November 19, 1999    

Cusip #:                          63858R-ED-9    
Form:                             Book entry only         


Interest Rate:                    Floating                     


Base rate:                        LIBOR Telerate Page 3750                   

Index maturity:                   90 days                                    
Spread:                           + 5.0 bps        

Initial Interest Rate:            5.55%                           
                                                                  

Interest Reset Period:            Quarterly, commencing on February 19,
                                  1997                           

Interest Reset Dates:             19th of February, May, August and 
                                  November                        

Interest Determination Date:      Two London Banking Days preceding the
                                  Reset Date                     

Interest Payment Dates:           19th of February, May, August and 
                                  November, commencing on February 19, 
                                  1997                             

May the Notes be redeemed by the company prior to maturity?       No           
May the notes be repaid prior to maturity at the option   
of the holder?                                                    No           

Discount Note?                                                    No






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