NATIONSBANK CORP
424B2, 1996-01-16
NATIONAL COMMERCIAL BANKS
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NationsBank Corporation   
Charlotte, NC  28255      
Tel 704 386-5000          

Pricing Supplement No. 0108 Dated January 11, 1996     Rule 424(b)(2)     
(To Prospectus dated February 24, 1995 and             File number: 33-57533
Prospectus Supplement dated February 28, 1995)      


Senior Medium-Term Notes, Series D                           
Due Nine Months or More From Date of Issue                   

Principal Amount:                                    $  35,000,000.00
Issue Price:                             100.000%    $  35,000,000.00
Commission or Discount:                    0.854%    $     298,900.00
Proceeds to Company:                      99.146%    $  34,701,100.00


Agent:                            J.P. Morgan Securities Inc., as Principal


Original Issue Date:              January 17, 1996     
Stated Maturity Date:             January 17, 2001     

                                  63858R-CZ-2    
Cusip #:          
Form:                             Book entry only         

Interest Rate:                    5.750% Fixed                    

Interest Payment Dates:           January 17 and July 17, commencing 
                                  July 17, 1996                


Discount Note?                                                    No

May the Notes be redeemed by the Company prior to maturity?       No

May the notes be repaid prior to maturity at the option of the 
holder?                                                           No



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