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NationsBank Corporation
Charlotte, NC 28255
Tel 704 386-5000
Pricing Supplement No. 0186 Dated December 31, 1997 Rule 424(b)(2)
(To Prospectus dated July 12, 1996 and File number: 333-7229
Prospectus Supplement dated November 8, 1996)
Senior Medium-Term Notes, Series F
Due Nine Months or More From Date of Issue
Principal Amount: $ 253,000,000.00
Issue Price: 100.00000% $ 253,000,000.00
Commission or Discount: 0.00000% $ 0.00
Proceeds to Company: 100.00000% $ 253,000,000.00
Agent: NationsBanc Montgomery Securities LLC,
as Agent
Original Issue Date: January 05, 1998
Stated Maturity Date: January 05, 1999
Cusip #: 63858R-EW-7
Form: Book entry only
Interest Rate: Floating
Base rate: LIBOR Telerate Page 3750
Index maturity: 90 days
Spread: -5.0 bps
Initial Interest Rate: 5.7625%
Interest Reset Period: Quarterly, commencing on April 5,
1998
Interest Reset Dates: April 5, July 5 and October 5, 1998
Interest Determination Date: Two London Banking Days preceding the
Reset Date
Interest Payment Dates: April 5, July 5, October 5, 1998 and
January 5, 1999, commencing on
April 5, 1998
May the Notes be redeemed by the company prior to maturity? No
May the notes be repaid prior to maturity at the option
of the holder? No
Discount Note? No