Bank of America(logo)
100 North Tryon Street
Charlotte, NC 28255
Tel 704.386.5000
Pricing Supplement No. 0237 Dated November 12, 1999 Rule 424(b)(2)
(To Prospectus dated May 21, 1998 and File number: 333-51367
Prospectus Supplement dated November 16, 1998)
Senior Medium-Term Notes, Series H
Due Nine Months or More From Date of Issue
Principal Amount: $ 58,166,000.00
Issue Price: 100.000% $ 58,166,000.00
Commission or Discount: 0.068% $ 39,553.00
Proceeds to Company: 99.932% $ 58,126,447.00
Agent: Banc of America Securities, LLC
Original Issue Date: November 17, 1999
Stated Maturity Date: December 01, 2004
Cusip #: 06050M-AE-7
Form: Book-entry only
Interest Rate: Floating
Daycount Convention: Actual/360
Base rate: LIBOR Telerate Page 3750
Index maturity: 90 days
Spread: 19 bps
Initial Interest Rate: 5.62%
Interest Determination
Date: 2 business days before coupon date
Interest Payment Dates: The 1st of each March, June, September, and December
commencing December 1, 1999
May the Notes be redeemed by the Company prior
to maturity? No
May the notes be repaid prior to maturity at the option of the
holder? No
