BANK OF AMERICA CORP /DE/
SC 13G/A, 2000-08-08
NATIONAL COMMERCIAL BANKS
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          SECURITIES AND EXCHANGE COMMISSION
                WASHINGTON, D.C. 20549


                     SCHEDULE 13G
       UNDER THE SECURITIES EXCHANGE ACT OF 1934
                   (AMENDMENT NO. 1)



                    EBIX.COM, INC
      -------------------------------------------
                  (Name of Issuer)


              COMMON STOCK $0.10 PAR VALUE
       -------------------------------------------
             (Title of Class of Securities)


                     278715107
            -------------------------------
                   (CUSIP Number)


                  JULY 31, 2000
-----------------------------------------------------------
  (Date of Event Which Requires Filing of this Statement)






Check the appropriate box to designate the rule pursuant
to which this Schedule is filed:

          [x] Rule 13d-1(b)

          [ ] Rule 13d-1(c)

          [ ] Rule 13d-1(d)









PAGE 1 OF 9

<PAGE>


CUSIP No. 278715107

-------------------------------------------------------------

1	NAME OF REPORTING PERSON: Bank of America Corporation

IRS IDENTIFICATION NO. OF ABOVE PERSON: 77-0130849
-------------------------------------------------------------

2     CHECK APPROPRIATE BOX IF A MEMBER OF A GROUP (a)[](b)[]
-------------------------------------------------------------

3	SEC USE ONLY
-------------------------------------------------------------

4	CITIZENSHIP OR PLACE OF ORGANIZATION: United States
-------------------------------------------------------------

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING
PERSON WITH:

5	Sole Voting Power:

6	Shared Voting Power:

7	Sole Dispositive Power:

8	Shared Dispositive Power:

-------------------------------------------------------------

9     AGGREGATE AMOUNT BENEFICIALLY OWNED BY REPORTING PERSON

-------------------------------------------------------------

10    CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
      CERTAIN SHARES [ ]
-------------------------------------------------------------

11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9:
             Less than 5% (closing filing)
-------------------------------------------------------------

12	TYPE OF REPORTING PERSON: HC
-------------------------------------------------------------






PAGE 2 OF 9


<PAGE>


CUSIP No. 278715107

-------------------------------------------------------------

1     NAME OF REPORTING PERSON: NB Holdings Corporation

      IRS IDENTIFICATION NO. OF ABOVE PERSON:
-------------------------------------------------------------

2     CHECK APPROPRIATE BOX IF MEMBER OF A GROUP: (a)[](b)[]
-------------------------------------------------------------

3     SEC USE ONLY
-------------------------------------------------------------

4     CITIZENSHIP OR PLACE OF ORGANIZATION: United States
-------------------------------------------------------------

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING
PERSON WITH:

5     SOLE VOTING POWER:

6     SHARED VOTING POWER:

7     SOLE DISPOSITIVE POWER:

8     SHARED DISPOSITIVE POWER:

-------------------------------------------------------------

9     AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
      PERSON

-------------------------------------------------------------

10    CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
      CERTAIN SHARES [ ]
-------------------------------------------------------------

11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9:
               Less than 5% (closing filing)
-------------------------------------------------------------

12    TYPE OF REPORTING PERSON: HC
-------------------------------------------------------------





PAGE 3 OF 9


<PAGE>


CUSIP No. 278715107

-------------------------------------------------------------

1     NAME OF REPORTING PERSON:

      NationsBanc Montgomery Holdings Corporation

      IRS IDENTIFICATION NO. OF ABOVE PERSON:
-------------------------------------------------------------

2     CHECK APPROPRIATE BOX IF MEMBER OF A GROUP: (a)[](b)[]
-------------------------------------------------------------

3     SEC USE ONLY
-------------------------------------------------------------

4     CITIZENSHIP OR PLACE OF ORGANIZATION: United States
-------------------------------------------------------------

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING
PERSON WITH:

5     SOLE VOTING POWER:

6     SHARED VOTING POWER:

7     SOLE DISPOSITIVE POWER:

8     SHARED DISPOSITIVE POWER:

-------------------------------------------------------------

9     AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
      PERSON

-------------------------------------------------------------

10    CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
      CERTAIN SHARES [ ]
-------------------------------------------------------------

11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9:
                Less than 5% (closing filing)
-------------------------------------------------------------

12    TYPE OF REPORTING PERSON: HC
-------------------------------------------------------------



PAGE 4 OF 9


<PAGE>


CUSIP No. 278715107

-------------------------------------------------------------

1     NAME OF REPORTING PERSON: Banc of America Securities LLC

      IRS IDENTIFICATION NO. OF ABOVE PERSON:
-------------------------------------------------------------

2     CHECK APPROPRIATE BOX IF MEMBER OF A GROUP: (a)[](b)[]
-------------------------------------------------------------

3     SEC USE ONLY
-------------------------------------------------------------

4     CITIZENSHIP OR PLACE OF ORGANIZATION: United States
-------------------------------------------------------------

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING
PERSON WITH:

5     SOLE VOTING POWER:

6     SHARED VOTING POWER:

7     SOLE DISPOSITIVE POWER:

8     SHARED DISPOSITIVE POWER:

-------------------------------------------------------------

9     AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
      PERSON

-------------------------------------------------------------

10    CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
      CERTAIN SHARES [ ]
-------------------------------------------------------------

11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9:
              Less than 5% (closing filing)
-------------------------------------------------------------

12    TYPE OF REPORTING PERSON: BD
-------------------------------------------------------------





PAGE 5 OF 9


<PAGE>


ITEM 1  (a) NAME OF ISSUER:

		EBIX.COM, INC.


        (b) ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:

            3501 Algonquin Rd.
            Suite 500
            Rolling Meadows, IL  6008

ITEM 2  (a) NAMES OF PERSONS FILING:

            Bank of America Corporation
            NB Holdings Corporation
            NationsBanc Montgomery Holdings Corporation
            Banc of America Securities LLC

        (b) ADDRESS OF PRINCIPAL BUSINESS OFFICES:

            100 North Tryon Street
            Charlotte, NC  28255

        (c) CITIZENSHIP:

            United States

        (d) TITLE OF CLASS OF SECURITIES:

            COMMON STOCK, par value $0.10 per share

        (e) CUSIP NUMBER: 278715107


ITEM 3 - IF THIS STATEMENT IS FILED PURSUANT TO RULES 13d-1(b)
OR 13d-2(b)OR (c), CHECK WHETHER THE PERSON FILING IS A:

Not Applicable.


ITEM 4 - OWNERSHIP

With respect to the beneficial ownership of each reporting person,
see Items 5 through 8 of the cover pages to this Schedule 13G
applicable to each such person (pp. 2-5), which are incorporated
herein by reference. Less than 5% (closing filing)






PAGE 6 OF 9

<PAGE>


ITEM 5 - OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS:

Not Applicable.


ITEM 6 - OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER
PERSON:

Not Applicable.


ITEM 7 - IDENTIFICATION OF THE SUBSIDIARIES WHICH ACQUIRED
THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY:

NB Holdings Corporation
NationsBanc Montgomery Holdings Corporation
Banc of America Securities LLC


ITEM 8 - IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP:

Not Applicable.


ITEM 9 - NOTICE OF DISSOLUTION OF GROUP:

Not Applicable.























PAGE 7 OF 9



<PAGE>


ITEM 10 - CERTIFICATION.

By signing below I certify that, to the best of my knowledge
and belief, the securities referred to above were not acquired and
are not held for the purpose of or with the effect of changing or
influencing the control of the issuer of the securities and were
not acquired and are not held in connection with or as a participant
in any transaction having that purpose or effect.

After reasonable inquiry and to the best of my knowledge and
belief, the undersigned certify that the information set forth
in this statement is true, complete and correct.

DATED: August 8, 2000

Bank of America Corporation
NB Holdings Corporation
NationsBanc Montgomery Holdings Corporation
Banc of America Securities LLC


BY: /s/ DAVID J. WALKER




David J. Walker
Senior Vice President
Corporate Compliance





















PAGE 8 OF 9


<PAGE>


                         EXHIBIT A
                   JOINT FILING AGREEMENT


The undersigned hereby agree that they are filing this
statement jointly pursuant to Rule 13d-1(k)(1).  Each of
them is responsible for the timely filing of such Schedule
13G and any amendments thereto, and for the completeness and
accuracy of the information concerning such person contained
therein; but none of them is responsible for the completeness
or accuracy of the information concerning the other persons
making the filing, unless such person knows or has reason to
believe that such information is inaccurate.


DATE: August 8, 2000

Bank of America Corporation
NB Holdings Corporation
NationsBanc Montgomery Holdings Corporation
Banc of America Securities LLC


BY: /s/ DAVID J. WALKER




David J. Walker
Senior Vice President
Corporate Compliance


This filing and the statements made herein should not be construed
as an admission that the reporting persons are beneficial owners
of any security covered by this filing.








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