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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
The schedule contains summary information extracted from the September 30, 2000
Form 10-Q for Bank of America Corporation and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 24,395
<INT-BEARING-DEPOSITS> 5,467
<FED-FUNDS-SOLD> 33,408
<TRADING-ASSETS> 47,198
<INVESTMENTS-HELD-FOR-SALE> 79,747
<INVESTMENTS-CARRYING> 1,356
<INVESTMENTS-MARKET> 1,283
<LOANS> 402,592
<ALLOWANCE> (6,739)
<TOTAL-ASSETS> 671,725
<DEPOSITS> 353,988
<SHORT-TERM> 153,851
<LIABILITIES-OTHER> 47,615
<LONG-TERM> 69,412
0
74
<COMMON> 9,397
<OTHER-SE> 37,388
<TOTAL-LIABILITIES-AND-EQUITY> 671,725
<INTEREST-LOAN> 23,622
<INTEREST-INVEST> 3,861
<INTEREST-OTHER> 4,605
<INTEREST-TOTAL> 32,088
<INTEREST-DEPOSIT> 8,083
<INTEREST-EXPENSE> 18,340
<INTEREST-INCOME-NET> 13,748
<LOAN-LOSSES> 1,325
<SECURITIES-GAINS> 23
<EXPENSE-OTHER> 13,446
<INCOME-PRETAX> 9,641
<INCOME-PRE-EXTRAORDINARY> 9,641
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 6,132
<EPS-BASIC> 3.70
<EPS-DILUTED> 3.66
<YIELD-ACTUAL> 3.21
<LOANS-NON> 4,177
<LOANS-PAST> 503
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 6,828
<CHARGE-OFFS> 1,776
<RECOVERIES> 451
<ALLOWANCE-CLOSE> 6,739
<ALLOWANCE-DOMESTIC> 0<F1>
<ALLOWANCE-FOREIGN> 0<F1>
<ALLOWANCE-UNALLOCATED> 0<F1>
<FN>
<F1>(1) Allowance-Domestic, Allowance-Foreign and Allowance-Unassigned are only
disclosed on an annual basis in Corporation's 10-K and are therefore not
included in this Financial Data Schedule.
</FN>
</TABLE>
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