Bank of America(logo)
100 North Tryon Street
Charlotte, NC 28255
Tel 704.386.5000
Pricing Supplement No. 0248 Dated March 1, 2000 Rule 424(b)(2)
(To Prospectus dated May 21, 1998 and File number: 333-51367
Prospectus Supplement dated November 16, 1998)
Senior Medium-Term Notes, Series H
Principal Amount: $ 29,500,000.00
Issue Price: 100.00% $ 29,500,000.00
Commission or Discount: 0.00% $ 0.00
Proceeds to Company: 100.00% $ 29,500,000.00
Agent: Banc of America Securities, LLC, as Agent
Original Issue Date: March 3, 2000
Stated Maturity Date: December 1, 2004
Cusip #: 06050M-AK-3
Form: Book-entry only
Interest Rate: Floating
Daycount Convention: Act/360
Base rate: LIBOR Telerate Page 3750
Index maturity: 90 days
Spread: + 18.0 bps
Initial Interest Rate: 6.29%
Interest Reset Period: Quarterly, commencing on June 1, 2000
Interest Reset Dates: The first of March, June, September and December
Interest Determination
Date: Two London Banking Days preceding the reset date
Interest Payment Dates: The first of March, June, September, and December
commencing June 1, 2000
May the Notes be redeemed by the corporation prior
to maturity? No
May the notes be repaid prior to maturity at the option of the
holder? No
Discount Note? No
