<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE JUNE 30, 2000 FORM
10-Q FOR BANK OF AMERICA CORPORATION AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 27,493
<INT-BEARING-DEPOSITS> 4,394
<FED-FUNDS-SOLD> 42,460
<TRADING-ASSETS> 50,162
<INVESTMENTS-HELD-FOR-SALE> 79,518
<INVESTMENTS-CARRYING> 1,439
<INVESTMENTS-MARKET> 1,312
<LOANS> 400,817
<ALLOWANCE> (6,815)
<TOTAL-ASSETS> 679,538
<DEPOSITS> 356,664
<SHORT-TERM> 162,590
<LIABILITIES-OTHER> 45,178
<LONG-TERM> 69,245
0
75
<COMMON> 10,188
<OTHER-SE> 35,598
<TOTAL-LIABILITIES-AND-EQUITY> 679,538
<INTEREST-LOAN> 15,317
<INTEREST-INVEST> 2,602
<INTEREST-OTHER> 2,904
<INTEREST-TOTAL> 20,823
<INTEREST-DEPOSIT> 5,215
<INTEREST-EXPENSE> 11,668
<INTEREST-INCOME-NET> 9,155
<LOAN-LOSSES> 890
<SECURITIES-GAINS> 12
<EXPENSE-OTHER> 9,036
<INCOME-PRETAX> 6,787
<INCOME-PRE-EXTRAORDINARY> 6,787
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,303
<EPS-BASIC> 2.59
<EPS-DILUTED> 2.56
<YIELD-ACTUAL> 3.26
<LOANS-NON> 3,691
<LOANS-PAST> 482
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 6,828
<CHARGE-OFFS> 1,190
<RECOVERIES> 300
<ALLOWANCE-CLOSE> 6,815
<ALLOWANCE-DOMESTIC> 0<F1>
<ALLOWANCE-FOREIGN> 0<F1>
<ALLOWANCE-UNALLOCATED> 0<F1>
<FN>
<F1>ALLOWANCE-DOMESTIC, ALLOWANCE-UNASSIGNED ARE ONLY DISCLOSED ON AN ANNUAL BASIS
IN THE CORPORATION'S 10-K AND ARE THEREFORE NOT INCLUDED IN THIS FINANCIAL DATA
SCHEDULE.
</FN>
</TABLE>