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<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 23,373
<INT-BEARING-DEPOSITS> 56,300
<FED-FUNDS-SOLD> 4,600
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 69,681
<INVESTMENTS-CARRYING> 16,287
<INVESTMENTS-MARKET> 15,931
<LOANS> 328,250
<ALLOWANCE> 4,480
<TOTAL-ASSETS> 513,868
<DEPOSITS> 171,507
<SHORT-TERM> 0
<LIABILITIES-OTHER> 288,414
<LONG-TERM> 0
0
0
<COMMON> 2,000
<OTHER-SE> 51,947
<TOTAL-LIABILITIES-AND-EQUITY> 513,868
<INTEREST-LOAN> 12,987
<INTEREST-INVEST> 2,786
<INTEREST-OTHER> 1,576
<INTEREST-TOTAL> 17,349
<INTEREST-DEPOSIT> 2,025
<INTEREST-EXPENSE> 2,032
<INTEREST-INCOME-NET> 15,317
<LOAN-LOSSES> 250
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 20,519
<INCOME-PRETAX> 5,564
<INCOME-PRE-EXTRAORDINARY> 5,564
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,576
<EPS-BASIC> 1.00
<EPS-DILUTED> .99
<YIELD-ACTUAL> 6.77
<LOANS-NON> 989
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 994
<ALLOWANCE-OPEN> 4,282
<CHARGE-OFFS> 82
<RECOVERIES> 30
<ALLOWANCE-CLOSE> 4,480
<ALLOWANCE-DOMESTIC> 0<F1>
<ALLOWANCE-FOREIGN> 0<F1>
<ALLOWANCE-UNALLOCATED> 0<F1>
<FN>
<F1>TO BE DOCUMENTED IN DEC-31-2000 STATEMENTS.
</TABLE>
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