FARMERS NATIONAL BANC CORP /OH/
S-4/A, EX-99.2, 2000-09-15
STATE COMMERCIAL BANKS
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                                  Exhibit 99.2

                      SECURITY FINANCIAL CORP. PROXY CARD

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                            SECURITY FINANCIAL CORP.

                   PROXY CARD-SPECIAL MEETING OF SHAREHOLDERS

The undersigned hereby constitutes and appoints Robert J. McClurkin, Robert I.
Griffith, Jr. and Peter P. Rossi, Jr. or any one of them, as proxies, each with
full power of substitution, to vote in the manner specified below the number of
shares of common stock of Security Financial Corp. ("Security") which the
undersigned would be entitled to vote if personally present at the special
meeting of shareholders of Security to be held at Security Dollar Bank, 1 South
Main Street Niles, Ohio 44446, on November 9, 2000, at 3:00 p.m., local time,
and at any adjournments or postponements thereof. The undersigned hereby
acknowledges receipt of the Joint Proxy Statement/Prospectus and the Notice of
Special Meeting of Shareholders, both dated September 15, 2000.

1. To approve the Agreement and Plan of Merger, dated May 26, 2000, between
Farmers National Banc Corp. ("Farmers") and Security, and the transactions
contemplated therein, including the merger of Security with and into Farmers,
and the conversion of each share of issued and outstanding Security common stock
into the right to receive a number of shares of Farmers common stock equal to
$90.00 divided by the average closing price of Farmers common stock for the
thirty (30) trading days immediately preceding the day prior to the effective
date of the merger, provided however, that the number of shares of Farmers
exchanged for each share of Security shall not be less than 7.344 nor more than
9.937 (cash will be paid for any fractional shares), all as more fully described
in the accompanying joint proxy statement/prospectus.

FOR       [ ]            AGAINST        [ ]       ABSTAIN        [ ]

2. In their discretion, the proxies are authorized to vote upon such other
business as may properly come before the special meeting.

THIS PROXY, WHEN PROPERLY EXECUTED, WILL BE VOTED IN THE MANNER DIRECTED HEREIN
BY THE UNDERSIGNED SHAREHOLDER. IF NO DIRECTION IS MADE, THIS PROXY WILL BE
VOTED FOR PROPOSAL 1 ABOVE.

Please sign exactly as your name appears below and return this proxy in the
enclosed postage-paid envelope. When shares are held jointly, each shareholder
must sign. When signing as attorney, executor, administrator, trustee, or
guardian, please give full title as such. If a corporation, please sign in full
corporate name by president or other authorized officer. If a partnership,
please sign in partnership name by an authorized person. In addition, please
date this proxy.

Signature:__________________________________________

Signature of other shareholder (if held jointly):____________________

Dated: __________________________, 2000

THIS PROXY IS SOLICITED BY THE BOARD OF DIRECTORS OF SECURITY FINANCIAL CORP.
             AND MAY BE REVOKED AT ANY TIME PRIOR TO ITS EXERCISE.


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