Conseco Series Trust
11825 N. Pennsylvania Street
Carmel, Indiana 46032
317/817-6300
December 28, 1999
EDGAR FILING
U.S. Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Conseco Series Trust
--High Yield Portfolio
--Conseco 20 Focus Portfolio
1933 Act File No. 2-80455
1940 Act File No. 811-3641
Dear Sir or Madam:
Transmitted herewith for filing pursuant to Rule 497(c) under the Securities Act
of 1933, as amended, and Regulation C thereunder is the prospectus of the
above-named series of Conseco Trust. A certification pursuant to Rule 497(j)
under the 1933 Act is being filed with respect to the statement of additional
information of these series.
Please contact Shagor K. Chatterji or Donald W. Smith of Kirkpatrick & Lockhart
LLP, at (202) 778-9296 and (202) 778-9079, respectively, if you have any
questions about this filing.
Sincerely,
/s/ William P. Kovacs
- ---------------------
William P. Kovacs
Vice President & Secretary
Enclosures
<PAGE>
CONSECO SERIES TRUST PROSPECTUS
DECEMBER 22, 1999
HIGH YIELD PORTFOLIO
CONSECO 20 FOCUS PORTFOLIO
As with any mutual fund, the Securities and Exchange Commission (SEC) has not
approved or disapproved of these securities or determined whether this
prospectus is accurate or complete. Any representation to the contrary is a
criminal offense.
<PAGE>
2
TABLE OF CONTENTS
The Portfolios
General Information About the Portfolios. . . . . . . . . . . . . . 3
High Yield Portfolio. . . . . . . . . . . . . . . . . . . . . . . . 4
Conseco 20 Focus Portfolio . . . . . . . . . . . . .. . . . . . . . 7
Primary Risk Considerations. . . . . . . . . . . . . . . . . . . . . . . . . 9
Management. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .11
Your Account. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .12
Purchase and Redemption of Shares. . . . . . . . . . . . . . . . . .12
Dividends and Distributions. . . . . . . . . . . . . . . . . . . . .13
Appendix . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14
<PAGE>
3
(Intro)
THE ADVISER'S INTEGRATED APPROACH TO MONEY MANAGEMENT
We believe that combining the knowledge and experience of both fixed income and
equity analysts leads to better security selection over time.
Whether selecting fixed income or equity securities, our analysts look for
companies with:
o Proven management teams
o Leading edge products
o Dominant market share positions
They then conduct a rigorous financial analysis of these companies, focusing on
such indicators as:
o Cost of capital
o Financial strength
o Spending plans
This analysis is used to select those securities deemed by the Adviser to be
most appropriate for each Portfolio's investment objective.
Each of the Portfolios may invest in restricted securities, such as private
placements, which are not registered with the Securities Exchange Commission.
Restricted securities are generally illiquid; however, the Adviser focuses on
those that are liquid and may not invest in any restricted security that would
cause more than 15 percent of the Portfolio's total assets to be invested in
illiquid securities. The Portfolios also may invest in securities that qualify
to be sold directly to institutional investors pursuant to Rule 144A under the
Securities Act of 1933.
Because of the Adviser's active management style, our Portfolios generally have
a higher portfolio turnover rate than other portfolios and, therefore, may have
higher taxable distributions and increased trading costs which may impact
performance.
There is no assurance that the Portfolios will achieve their investment
objectives. The Portfolios have the ability to change their investment
objectives without shareholder approval, although they do not currently intend
to do so. In addition, the value of your investment in any Portfolio will
fluctuate, which means that you may lose money.
(Sidebar)
A WORD ABOUT THE ADVISER
Conseco Capital Management, Inc. (CCM), or the "Adviser," provides investment
advice and management to each Portfolio. CCM manages more than $41.0 billion in
assets for an array of foundations, endowments, corporations, government and
union clients (as of 6/30/99).
Please note: Definitions for bold-faced words within the text can be found
directly following each Portfolio's Primary Risk Considerations.
<PAGE>
4
HIGH YIELD PORTFOLIO
INVESTMENT OBJECTIVE
The Portfolio seeks to provide high level of current income with a secondary
objective of capital appreciation.
ADVISER'S STRATEGY
Normally, the Adviser invests at least 65% of the Portfolio's assets in BELOW
INVESTMENT GRADE SECURITIES (those rated BB+/Ba1 or lower by independent rating
agencies).
Adhering to a strict buy/sell discipline, the Adviser seeks to enhance total
return by:
o Purchasing securities it believes are undervalued
o Selling securities it believes are overvalued or fully priced
To select securities, the Adviser utilizes:
o Independent FUNDAMENTAL ANALYSIS to evaluate the issuer of a security
o An analysis of the specific structure of the security
In an effort to achieve its investment objective, the Portfolio may invest in
any or all of the following:
o Corporate debt securities and PREFERRED STOCK
o ZERO COUPON BONDS and other deferred interest securities
o Mortgage-backed securities
o Asset-backed securities
o Convertible securities
o RESTRICTED SECURITIES
o Taxable MUNICIPAL SECURITIES issued by states and their political
subdivisions
The Portfolio may also invest in:
o Cash or cash equivalents
o Money market instruments
o Securities issued or guaranteed by the U.S. government, its agencies, and
instrumentalities
In addition, the Portfolio may invest in the following:
o Common stocks and other equity securities
o Equity and debt securities of foreign issuers, including issuers in emerging
markets
BELOW INVESTMENT GRADE SECURITIES
These securities offer higher return potential in exchange for assuming greater
risk. Normally, they are rated BB+ or lower by Standard & Poor's Corporation or
Ba1 or lower by Moody's Investors Services, Inc. or, if unrated, deemed by the
Adviser to be comparable credit.
[sidebar]
For defensive purposes or pending investment, the Portfolio may
temporarily depart from its objective and hold an unlimited amount of
cash or money market instruments. This could help the Portfolio avoid
losses, but may mean lost opportunities.
<PAGE>
5
FUNDAMENTAL ANALYSIS
A research technique that looks at a company's financial condition,
creditworthiness, management, and place in its industry to determine the
intrinsic value of the company's securities.
PREFERRED STOCK
Shares of a company that ordinarily do not have voting rights but do have a
stated dividend payment, as opposed to common stocks which ordinarily do have
voting rights but do not have a stated dividend payment.
ZERO COUPON BONDS
Bonds that are sold at a deep discount and do not pay periodic interest to
investors; instead, investors receive, at maturity, the difference between the
discounted price and the maturity value of the bond.
RESTRICTED SECURITIES
Securities that are not registered with the Securities and Exchange Commission,
some of which may qualify to be sold directly to institutional investors
pursuant to Rule 144A under the Securities Act of 1933. Restricted securities
are generally illiquid; however, the Adviser focuses on those that are liquid,
i.e., easily convertible into cash.
MUNICIPAL SECURITIES
Bonds and other debt obligations issued by state and local governments. The
interest on the municipal securities in which the Portfolio invests typically is
NOT exempt from federal income tax.
[sidebar]
PRIMARY RISKS:
Credit Risk
Interest Rate Risk
Market Risk
Restricted
Securities Risk
Prepayment Risk
Foreign Risk
See "Primary Risk Considerations" on page 00 for a detailed discussion of the
Portfolio's risks.
<PAGE>
6
HOW HAS THE PORTFOLIO PERFORMED?
High Yield Portfolio
Because the High Yield Portfolio was new when this prospectus was printed, it
has no previous operating history.
<PAGE>
7
CONSECO 20 FOCUS FUND
INVESTMENT OBJECTIVE
The Portfolio seeks capital appreciation.
ADVISER'S STRATEGY
Normally, the Portfolio will invest at least 65% of its assets in common stocks
of companies that the Adviser believes have above-average growth prospects.
The Portfolio is NON-DIVERSIFIED and will normally concentrate its investments
in a core position of approximately 20 to 30 common stocks. While the Portfolio
invests in securities issued by large-cap companies, a substantial portion of
these securities may be issued by SMALL- AND MID-CAP COMPANIES.
The Adviser looks for companies that demonstrate strong growth potential,
preferring:
o Companies whose earnings appear likely to continue in an upward direction
o Companies that demonstrate the ability to consistently grow their earnings
at a faster rate than their peer group o Companies whose stocks appear to
the Adviser to be undervalued in the marketplace
In selecting equity securities, the Adviser considers the following factors: o
High return on invested capital o Sound financial policies and a strong balance
sheet o Competitive advantages (including innovative products and services) o
Effective research, product development and marketing o Stable, capable
management
The Adviser may also invest in any or all of the following:
o PREFERRED STOCK
o CONVERTIBLE SECURITIES
o WARRANTS
o Fixed Income Securities (when the Adviser believes they are more attractive
than stocks on a long-term basis)
NON-DIVERSIFIED
A Portfolio is considered non-diversified if it is not limited by the percentage
of assets it may invest in any one issuer. The success or failure of one issuer
will cause the Portfolio to fluctuate more than it would in a diversified fund.
SMALL- AND MID-CAP COMPANIES
Generally refers to companies in the earlier period of their growth
expectations, from start-ups to better established firms. While these companies
have potential for attractive long-term returns, their securities may involve
greater risks, and more volatility, then investments in larger companies with a
stronger competitive advantage. The Adviser's extensive research efforts can
play a greater role in selecting securities form this sector then from larger
companies.
[sidebar]
<PAGE>
8
If the Adviser believes that market conditions warrant a defensive
position, the Portfolio may temporarily depart from its investment
objective and invest without limitation in cash and short-term debt
securities. This could help the Portfolio avoid losses but may mean lost
opportunities.
PREFERRED STOCK
See page 00.
CONVERTIBLE SECURITIES
Bonds, debentures, notes or preferred stock that are convertible into common
stock. Convertible securities have some unique return characteristics relative
to market fluctuations:
o When equity markets go up, they tend to rise in price
o When equity markets decline, they tend to decline relatively less in price
than stocks Convertible securities have both an equity and a fixed income
component. Therefore,
o While the equity component is subject to fluctuations in value due to
activities of the issuing companies, and general market and economic
conditions;
o The fixed income component will be impacted by shifting interest rates and
changes in credit quality of the issuers.
WARRANTS
Contracts that allow the bearer to purchase shares for a specified price at a
future date.
PRIMARY RISKS
Concentration Risk
Market Risk
Small Company Risk
Liquidity and
Valuation Risk
Foreign Risk
See "Primary Risk Considerations" on page 00 for a detailed discussion of the
Portfolio's risks.
HOW HAS THE PORTFOLIO PERFORMED?
Conseco 20 Focus Portfolio
Because the Conseco 20 Focus Portfolio was new when this prospectus was printed,
it has no previous operating history.
<PAGE>
9
PRIMARY RISK CONSIDERATIONS
The value of your investment in any Portfolio will fluctuate, which means
that you may lose money. The primary risks of investing in the Portfolios are
described below. Each Portfolio's exposure to risk depends upon its specific
investment profile.
The amount and types of risk vary depending on:
o The Portfolio's investment objective
o The Portfolio's ability to achieve its objective
o The markets in which the Portfolio invests
o The investments the Portfolio makes in those markets
o Prevailing economic conditions over the period of an investment
CONCENTRATION RISK
The risk that if a Portfolio has most of its investments in a few securities or
a single sector, its portfolio will be more susceptible to factors adversely
affecting issuers within that sector than would a more diversified portfolio of
securities.
CREDIT RISK
The risk that the issuer of a security, or the counterparty to a contract, will
default or otherwise be unable to honor a financial obligation. Below investment
grade securities are especially susceptible to this risk.
FOREIGN RISK
The risk that foreign issuers may be subject to foreign political and economic
instability, the imposition or tightening of exchange controls or other
limitations on repatriation of foreign capital. In addition, there may be
changes in foreign governmental attitudes towards private investment, possibly
leading to nationalization, increased taxation or confiscation of investors'
assets. Investments in issuers located or doing business in emerging or
developing markets are especially susceptible to these risks.
INTEREST RATE RISK
The risk that changing interest rates may adversely affect the value of an
investment. With fixed income securities, an increase in interest rates
typically causes the value of those securities to fall, while a decline in
interest rates may produce an increase in the market value of those securities.
Because of this risk, an investment in a Portfolio that invests in fixed income
securities is subject to risk even if all the fixed income securities in the
Portfolio's portfolio are paid in full at maturity. Changes in interest rates
will affect the value of longer-term fixed income securities more than
shorter-term securities.
LIQUIDITY AND VALUATION RISKS
The risk that securities that were liquid when purchased by a Portfolio may
become temporarily illiquid (i.e., not be sold readily) and hard to value,
especially in declining markets.
MARKET RISK
The risk that the market value of a Portfolio's investments will fluctuate as
the stock and bond markets fluctuate. Market risk may affect a single issuer,
industry or section of the economy or may affect the market as a whole.
PREPAYMENT RISK
The risk that issuers will prepay fixed rate obligations when interest rates
fall, forcing the Portfolio to re-invest in obligations with lower interest
rates than the original obligations.
RESTRICTED SECURITIES RISK
The risk that a buyer will be difficult to come by and selling price will need
to be less than originally anticipated because these restricted securities may
only be sold in privately negotiated transactions.
<PAGE>
10
SMALL COMPANY RISK
The risk that investments in smaller companies may be more volatile than
investments in larger companies. Smaller companies generally experience higher
growth rates and higher failure rates than do larger companies. The trading
volume of the securities of smaller companies is normally lower than that of
larger companies. Short-term changes in the demand for the securities of smaller
companies generally has a disproportionate effect on their market price, tending
to make prices rise more in response to buying demand and fall more in response
to selling pressure.
YEAR 2000
The Trusts could be adversely affected by problems relating to the inability of
computer systems used by the Adviser and the Trusts' other service providers to
recognize the year 2000. While year 2000-related computer problems could have a
negative effect on the Portfolios, the Adviser is working to avoid these
problems in its own computer systems and to obtain assurances from service
providers that they are taking similar steps.
EURO CONVERSION
The Portfolios also could be adversely affected by the conversion of European
currencies into the Euro beginning January 1, 1999. This conversion will not be
complete until 2002, and its full implementation may be delayed. Difficulties
with the conversion and potential delays may significantly impact European
capital markets and could increase volatility in world capital markets.
Please note that there are other circumstances not described here which could
adversely affect your investment and potentially prevent a Portfolio from
achieving its objectives.
<PAGE>
11
ADVISER
Conseco Capital Management, Inc. (CCM) is a wholly owned subsidiary of Conseco,
Inc., a publicly owned financial services company that provides specialized
annuity, life and health insurance products. CCM serves as the "Adviser" to each
of the Portfolios and as adviser to other registered investment companies. In
addition to managing the invested assets of Conseco, Inc., CCM manages
foundations, endowments, corporations, government and unions. As of June 30,
1999, CCM managed over $41.0 billion.
<PAGE>
12
ADVISORY FEES
Since this is the first year of operations for the High Yield Portfolio and the
Conseco 20 Focus Portfolio, no advisory fees were paid in prior years. However,
the High Yield Portfolio and Conseco 20 Focus Portfolio have each executed an
Advisory Agreement with CCM in which each Portfolio will pay to CCM on an annual
basis 0.70% of the average daily value of the net assets.
(Sidebar)
CONSECO CAPITAL MANAGEMENT, INC.
11825 N. Pennsylvania Street, Carmel, Indiana 46032
PORTFOLIO MANAGERS OF CONSECO SERIES TRUST
HIGH YIELD PORTFOLIO:
PETER C. ANDERSEN, CFA, VICE PRESIDENT, PORTFOLIO ANALYTICS
CONSECO CAPITAL MANAGEMENT, INC.
At CCM, Mr. Andersen is responsible for managing below investment grade fixed
income portfolios for institutional client accounts and is the portfolio manager
of other affiliated investment companies. Prior to joining the Adviser in 1997,
he was a portfolio manager for Colonial Management Associates, where he managed
over $650 million in high-yield, tax-free mutual funds.
CONSECO 20 FOCUS PORTFOLIO:
THOMAS J. PENCE, CFA, SENIOR VICE PRESIDENT
CONSECO CAPITAL MANAGEMENT, INC.
Mr. Pence is the portfolio manager for the Portfolio. Since joining the Adviser
in 1992, Mr. Pence has been responsible for the management of the Adviser's
equity portfolios and for the oversight of the equity investment process.
Additionally, he is portfolio manager of other affiliated investment companies.
ERIK J. VOSS, SECOND VICE PRESIDENT, SENIOR SECURITIES ANALYST
CONSECO CAPITAL MANAGEMENT, INC.
At CCM, Mr. Voss is also responsible for assisting in research and portfolio
management efforts for all of the Adviser's equity portfolios. Prior to joining
the Adviser in 1996, Mr. Voss worked as an equity analyst for Gardner Lewis
Asset Management for over three years.
<PAGE>
13
PURCHASE AND REDEMPTION OF SHARES
Portfolio shares are currently offered to insurance separate accounts
established by insurance companies to fund variable annuity and variable life
insurance contracts. Individuals may not purchase Portfolio shares directly from
the Trust. Shares of each Portfolio are purchased or redeemed at their
respective net asset values next computed (without a sales charge) after receipt
of an appropriate order.
A Portfolio's net asset value (NAV) per share is the total market value of the
Portfolio's securities and other assets minus its liabilities divided by the
total number of shares outstanding. Because the value of each Portfolio's
securities changes every business day, the Portfolio's share price usually
changes as well.
Each Portfolio calculates its NAV per share at the close of regular trading
(normally 4:00 p.m., Eastern Time) on the New York Stock Exchange (NYSE). The
NYSE is open every day for trading, except:
- --------------------------- ---------------------- -------------------------
Saturday Presidents' Day Labor Day
Sunday Good Friday Thanksgiving Day
New Year's Day Memorial Day Christmas Day
Martin Luther King, Jr. Day Independence Day
- --------------------------- ---------------------- -------------------------
The NAV is generally based on the market price of the securities held in a
Portfolio. Securities held by all Portfolios are valued based on readily
available market quotations.
Under the direction of the Board, the Portfolios may use a practice known as
fair value pricing under the following circumstances:
o Securities and assets for which market quotations are not readily available
o Events occur after an exchange closes which are likely to affect the value
of the security
o Trust's management strongly believes a market price is not reflective of a
security's appropriate value
When using fair value pricing, the net asset value of the Portfolios can change
over periods during which shareholders cannot purchase or redeem shares.
<PAGE>
14
DIVIDENDS AND DISTRIBUTIONS
Each Portfolio distributes at least 90% of its net investment income to its
shareholders to meet requirements of the Internal Revenue Code applicable to
regulated investment companies.
Investors should understand that, as Contract Owners, they will not receive any
dividends or other distributions directly from the Trust or the Portfolios. All
such dividends and other distributions are payable to, and reinvested by, the
separate accounts of the insurance company in which contract premiums are
invested.
Dividends from net investment income are declared and reinvested in additional
full and fractional shares by each Portfolio according to the schedule below.
The Trustees may elect to change dividend distribution intervals.
SCHEDULE OF DIVIDEND REINVESTMENTS
- ------------------------------ -------------------------------
PORTFOLIO DECLARED AND REINVESTED
- ------------------------------ -------------------------------
High Yield Portfolio Monthly
- ------------------------------ -------------------------------
Conseco 20 Focus Portfolio Quarterly
- ------------------------------ -------------------------------
Capital gains - i.e., the excess of net long-term capital gain over net
short-term capital loss - are generally declared and distributed to shareholders
annually after the close of the Portfolio's fiscal year.
SEE THE APPLICABLE CONTRACT PROSPECTUS FOR INFORMATION REGARDING THE FEDERAL
INCOME TAX TREATMENT OF DISTRIBUTIONS TO THE INSURANCE COMPANY SEPARATE
ACCOUNTS.
<PAGE>
15
APPENDIX
PRIOR PERFORMANCE OF SIMILAR FUNDS
The High Yield Portfolio and the Conseco 20 Focus Portfolio are modeled after
the High Yield Fund and the Conseco 20 Fund ("CFG Funds") which are existing
funds of the Conseco Fund Group ("CFG") that are managed by the Adviser, Conseco
Capital Management, Inc., and have investment objectives and policies
substantially similar to the Portfolios. While the Portfolios are investment
choices for variable annuity and variable life contracts, shares of the CFG
Funds are distributed through multiple distribution channels to the retail
marketplace in four separate classes (Classes A, B, C and Y).
Below you will find information about the performance of Class A shares of the
CFG Funds, NOT the Portfolios. The performance data of the Class A CFG Funds is
provided in two ways: (1) net of all management fees, distribution fees, other
expenses, and the applicable sales charge, and (2) net of all management fees,
distribution fees and other expenses. Although the Portfolios have substantially
similar investment objectives and policies, the same investment adviser and the
same portfolio managers as the corresponding CFG Funds, you should not assume
that the Portfolios will have the same future performance of the corresponding
CFG Funds due to, among other things, differences in expenses and cash flows
between a Portfolio and the corresponding CFG Fund. Moreover, past performance
information is based on historical earnings and is not intended to indicate
future performance of either the CFG Funds or the Portfolios.
The investment characteristics of each of these Portfolios are intended to
closely resemble the investment characteristics of the corresponding CFG Fund.
Depending on the Portfolio involved, similarity of investment characteristics
may involve factors such as industry diversification, portfolio beta, portfolio
quality, average maturity of fixed-income assets, equity/non-equity mixes, and
individual holdings. The Adviser also may manage other similar funds and
accounts that may have better or worse performance than the CFG Funds,
performance information for which is not presented here due to differences in
factors such as investment policies and/or portfolio management strategies
and/or because these accounts are not mutual funds.
The table below sets forth each Portfolio, its corresponding CFG Fund - Class A,
the date the Adviser began managing the CFG Fund (referred to as the "inception
date") and net asset size as of September 30, 1999.
Corresponding CFG Fund - Class A
PORTFOLIO (INCEPTION DATE AND NET ASSET SIZE)
High Yield Portfolio Conseco High Yield Fund (Jan. 1, 1998)
$115,825,618
Conseco 20 Focus Portfolio Conseco 20 Portfolio (Jan. 1, 1998)
$108,788,069
<PAGE>
16
The following table shows the average annualized total returns for the CFG Funds
- - Class A for the one year and since inception periods ending September 30,
1999. These figures are based on the gross investment performance of CFG Class A
shares and calculated as described above. Note that the actual investment
performance experienced by the investors in variable annuity and variable life
insurance contracts issued by affiliated and unaffiliated insurance companies
would be lower than the gross investment performance of the CFG Funds due to
expenses at the separate account level; these expenses typically are higher than
those borne by investors in CFG or CST. The following CFG performance does not
represent the historical performance of the Portfolios and should not be
interpreted as indicative of the future performance of the Portfolios.
PERFORMANCE HISTORY
THE CONSECO 20 FUND
CLASS A SHARES
<TABLE>
<CAPTION>
One Year Since Inception (1/1/98)
(as of September 30, 1999) (as of September 30, 1999)
------------------------------------------------------------
<S> <C> <C>
AVERAGE TOTAL RETURN (NET OF ALL FEES AND 54.22% 27.13%
- ------------------------------------------
EXPENSES)
- ---------
AVERAGE TOTAL RETURN (WITHOUT DEDUCTING CLASS 63.63% 31.51%
- ----------------------------------------------
A SALES CHARGE**)
- -----------------
</TABLE>
PERFORMANCE HISTORY
THE HIGH YIELD FUND
CLASS A SHARES
<TABLE>
<CAPTION>
One Year Since Inception (1/1/98)
(as of September 30, (as of September 30,
1999) 1999)
------------------------------------------------------------
<S> <C> <C>
AVERAGE TOTAL RETURN (NET OF ALL FEES AND 0.24% 2.85%
- ------------------------------------------
EXPENSES)
- ---------
AVERAGE TOTAL RETURN (WITHOUT DEDUCTING CLASS 6.36% 6.39%
- ----------------------------------------------
A SALES CHARGE**)
- -----------------
</TABLE>
**This performance is net of all fees and expenses except for applicable maximum
Sales Charge.
<PAGE>
17
[back cover]
FOR MORE INFORMATION
More information on the Conseco Series Trust is available free upon request:
SHAREHOLDER REPORTS
Additional information about the Portfolios' investments will be available in
the Portfolios' first annual and semi-annual reports to shareholders.
STATEMENT OF ADDITIONAL INFORMATION (SAI)
The SAI provides more details about each Portfolio and its policies. The SAI is
on file with the Securities and Exchange Commission (SEC) and is incorporated by
reference into (is legally considered part of) this prospectus.
(Sidebar)
To obtain SAI, or other information:
BY TELEPHONE
Call 800-557-7043
BY MAIL
Conseco Series Trust
Attn: Administrative Offices
11815 N. Pennsylvania Street
Carmel, IN 46032
BY EMAIL
[email protected]
ON THE INTERNET
Text-only versions of the prospectus and other documents pertaining to the
Portfolios can be viewed online or downloaded from:
SEC
http://www.sec.gov
Information about the Trust (including the SAI) can also be reviewed and copied
at the SEC's public reference room in Washington, DC (phone 800-SEC-0330). Or,
you can obtain copies of this information by sending a request, along with a
duplicating fee, to the SEC's Public Reference Section, Washington, DC
20549-6009.
Registration Number: 811-3641
