<TABLE> <S> <C>
<ARTICLE> 7
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> SEP-30-2000
<DEBT-HELD-FOR-SALE> 0
<DEBT-CARRYING-VALUE> 734,242
<DEBT-MARKET-VALUE> 734,242
<EQUITIES> 4,937
<MORTGAGE> 2,413
<REAL-ESTATE> 0
<TOTAL-INVEST> 769,049
<CASH> 38,385
<RECOVER-REINSURE> 214,007
<DEFERRED-ACQUISITION> 47,520
<TOTAL-ASSETS> 1,187,439
<POLICY-LOSSES> 577,033
<UNEARNED-PREMIUMS> 0
<POLICY-OTHER> 229,962
<POLICY-HOLDER-FUNDS> 85,364
<NOTES-PAYABLE> 71,500
0
0
<COMMON> 468
<OTHER-SE> 0
<TOTAL-LIABILITY-AND-EQUITY> 1,187,439
166,248
<INVESTMENT-INCOME> 42,693
<INVESTMENT-GAINS> 144
<OTHER-INCOME> 4,982
<BENEFITS> 113,895
<UNDERWRITING-AMORTIZATION> 13,013
<UNDERWRITING-OTHER> 0
<INCOME-PRETAX> 25,916
<INCOME-TAX> 9,216
<INCOME-CONTINUING> 16,700
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 16,700
<EPS-BASIC> 0.36
<EPS-DILUTED> 0.35
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
</TABLE>