<PAGE> PAGE 1
000 A000000 05/31/1999
000 C000000 0000710124
000 D000000 N
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000 F000000 Y
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000 H000000 N
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000 J000000 U
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001 C000000 1800637130
002 A000000 50 S LASALLE ST
002 B000000 CHICAGO
002 C000000 IL
002 D010000 60675
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 17
007 C010100 1
007 C020100 DIVERSIFIED ASSETS PORTFOLIO
007 C030100 N
007 C010200 2
007 C020200 GOVERNMENT PORTFOLIO
007 C030200 N
007 C010300 3
007 C020300 GOVERNMENT SELECT PORTFOLIO
007 C030300 N
007 C010400 4
007 C020400 TAX-EXEMPT PORTFOLIO
007 C030400 N
007 C010500 5
007 C010600 6
007 C020600 DIVERSIFIED GROWTH PORTFOLIO
007 C030600 N
007 C010700 7
007 C020700 EQUITY INDEX PORTFOLIO
007 C030700 N
007 C010800 8
007 C020800 FOCUSED GROWTH PORTFOLIO
007 C030800 N
007 C010900 9
007 C020900 SMALL COMPANY INDEX PORTFOLIO
007 C030900 N
007 C011000 10
007 C021000 BOND PORTFOLIO
007 C031000 N
007 C011100 11
<PAGE> PAGE 2
007 C011200 12
007 C021200 SHORT-INTERMEDIATE BOND PORTFOLIO
007 C031200 N
007 C011300 13
007 C021300 U.S. GOVERNMENT SECURITIES PORTFOLIO
007 C031300 N
007 C011400 14
007 C021400 U.S. TREASURY INDEX PORTFOLIO
007 C031400 N
007 C011500 15
007 C021500 BALANCED PORTFOLIO
007 C031500 N
007 C011600 16
007 C021600 INTERNATIONAL BOND PORTFOLIO
007 C031600 N
007 C011700 17
007 C021700 INTERNATIONAL GROWTH PORTFOLIO
007 C031700 N
007 C011800 18
007 C021800 INTERNATIONAL EQUITY INDEX PORTFOLIO
007 C031800 N
007 C011900 19
007 C021900 INTERMEDIATE BOND PORTFOLIO
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007 C012000 20
007 C012100 21
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007 C012300 23
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<PAGE> PAGE 3
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008 A00AA02 NORTHERN TRUST QUATITATIVE ADVISORS, INC.
<PAGE> PAGE 4
008 B00AA02 A
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008 D01AA02 CHICAGO
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008 D03AA02 60675
010 A00AA01 FIRST DATA INVESTOR SERVICES GROUP
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010 C01AA02 CHICAGO
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010 C03AA02 60675
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<PAGE> PAGE 5
012 A00AA07 COLUMBUS CIRCLE
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012 C01AA08 WESTWOOD
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013 B01AA01 CHICAGO
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014 A00AA02 DELETE
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<PAGE> PAGE 6
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015 A00AA08 CITIBANK
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015 C01AA08 SANTIAGO
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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<PAGE> PAGE 9
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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054 F00AA00 N
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054 H00AA00 Y
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<PAGE> PAGE 12
054 L00AA00 N
054 M00AA00 Y
054 N00AA00 N
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055 A00AA00 N
055 B00AA00 N
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 36
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<PAGE> PAGE 38
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<PAGE> PAGE 40
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<PAGE> PAGE 41
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<PAGE> PAGE 42
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<PAGE> PAGE 43
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<PAGE> PAGE 44
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<PAGE> PAGE 45
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<PAGE> PAGE 46
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<PAGE> PAGE 47
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<PAGE> PAGE 48
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<PAGE> PAGE 49
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<PAGE> PAGE 50
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<PAGE> PAGE 51
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<PAGE> PAGE 52
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<PAGE> PAGE 53
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<PAGE> PAGE 54
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<PAGE> PAGE 55
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<PAGE> PAGE 56
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<PAGE> PAGE 57
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024 001500 Y
025 A001501 DONALDSON, LUFKIN & JENRETTE INC.
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<PAGE> PAGE 58
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<PAGE> PAGE 59
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<PAGE> PAGE 60
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<PAGE> PAGE 61
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<PAGE> PAGE 62
050 001600 N
051 001600 N
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<PAGE> PAGE 63
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<PAGE> PAGE 64
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025 A001701 DELETE
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<PAGE> PAGE 65
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<PAGE> PAGE 66
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<PAGE> PAGE 67
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<PAGE> PAGE 68
075 B001700 112437
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024 001800 Y
025 A001801 NOMURA SECURITIES CO. LTD.
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<PAGE> PAGE 69
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<PAGE> PAGE 70
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<PAGE> PAGE 71
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<PAGE> PAGE 72
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<PAGE> PAGE 73
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<PAGE> PAGE 74
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<PAGE> PAGE 75
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SIGNATURE BRIAN CURRAN
TITLE TREASURER
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<PER-SHARE-NII> .02
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> (.02)
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<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> .69
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 013
<NAME> DIVERSIFIED ASSETS PORT - PREMIER SHARES
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> APR-01-1999
<INVESTMENTS-AT-COST> 5,834,343
<INVESTMENTS-AT-VALUE> 5,834,343
<RECEIVABLES> 218,532
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<TOTAL-ASSETS> 6,053,014
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<OTHER-ITEMS-LIABILITIES> 293,269
<TOTAL-LIABILITIES> 293,269
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 5,760,620
<SHARES-COMMON-STOCK> 1,031
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 875
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<NET-ASSETS> 5,759,745
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 127,398
<OTHER-INCOME> 0
<EXPENSES-NET> (8,902)
<NET-INVESTMENT-INCOME> 118,496
<REALIZED-GAINS-CURRENT> 62
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 118,558
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (9)
<DISTRIBUTIONS-OF-GAINS> 0
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<NUMBER-OF-SHARES-SOLD> 4,631
<NUMBER-OF-SHARES-REDEEMED> 3,600
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 957,855
<ACCUMULATED-NII-PRIOR> 0
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<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 937
<GROSS-ADVISORY-FEES> 6,209
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<AVERAGE-NET-ASSETS> 1,284
<PER-SHARE-NAV-BEGIN> 1.00
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<EXPENSE-RATIO> .95
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 021
<NAME> GOVERNMENT PORTFOLIO A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 1,516,535
<INVESTMENTS-AT-VALUE> 1,516,535
<RECEIVABLES> 100,537
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<TOTAL-ASSETS> 1,617,133
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<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 45,493
<TOTAL-LIABILITIES> 45,493
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,571,613
<SHARES-COMMON-STOCK> 1,533,372
<SHARES-COMMON-PRIOR> 1,652,855
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<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 27
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 1,571,640
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 36,406
<OTHER-INCOME> 0
<EXPENSES-NET> 2,600
<NET-INVESTMENT-INCOME> 33,806
<REALIZED-GAINS-CURRENT> 12
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 33,818
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 33,641
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9,269,866
<NUMBER-OF-SHARES-REDEEMED> 9,390,379
<SHARES-REINVESTED> 1,010
<NET-CHANGE-IN-ASSETS> (81,230)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 15
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,831
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,844
<AVERAGE-NET-ASSETS> 1,460,800
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0.03
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<PER-SHARE-DISTRIBUTIONS> 0.03
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0.35
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 022
<NAME> GOVERNMENT PORTFOLIO CLASS C
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 1,516,535
<INVESTMENTS-AT-VALUE> 1,516,535
<RECEIVABLES> 100,537
<ASSETS-OTHER> 61
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1,617,133
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 45,493
<TOTAL-LIABILITIES> 45,493
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,571,613
<SHARES-COMMON-STOCK> 25,459
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 27
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 1,571,640
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 36,406
<OTHER-INCOME> 0
<EXPENSES-NET> 2,600
<NET-INVESTMENT-INCOME> 33,806
<REALIZED-GAINS-CURRENT> 12
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 33,818
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 100
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 33,103
<NUMBER-OF-SHARES-REDEEMED> 7,644
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (81,230)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 15
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,831
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,844
<AVERAGE-NET-ASSETS> 22,380
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0.01
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<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0.69
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 023
<NAME> GOVERNMENT PORTFOLIO CLASS D
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 1,516,535
<INVESTMENTS-AT-VALUE> 1,516,535
<RECEIVABLES> 100,537
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<TOTAL-ASSETS> 1,617,133
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<OTHER-ITEMS-LIABILITIES> 45,493
<TOTAL-LIABILITIES> 45,493
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,571,613
<SHARES-COMMON-STOCK> 12,802
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 27
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 1,571,640
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 36,406
<OTHER-INCOME> 0
<EXPENSES-NET> 2,600
<NET-INVESTMENT-INCOME> 33,806
<REALIZED-GAINS-CURRENT> 12
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 33,818
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 65
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 40,945
<NUMBER-OF-SHARES-REDEEMED> 28,143
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (81,230)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 15
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,831
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<GROSS-EXPENSE> 2,844
<AVERAGE-NET-ASSETS> 3,554
<PER-SHARE-NAV-BEGIN> 1.00
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<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0.95
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 031
<NAME> GOVERNMENT SELECT PORTFOLIO CLASS A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 1,795,198
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<RECEIVABLES> 13,349
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<TOTAL-ASSETS> 1,808,615
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<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 17,305
<TOTAL-LIABILITIES> 17,305
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,791,304
<SHARES-COMMON-STOCK> 1,787,641
<SHARES-COMMON-PRIOR> 1,694,866
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 6
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 1,791,310
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 44,542
<OTHER-INCOME> 0
<EXPENSES-NET> 1,819
<NET-INVESTMENT-INCOME> 42,723
<REALIZED-GAINS-CURRENT> 2
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 42,725
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 42,717
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 4,475,814
<NUMBER-OF-SHARES-REDEEMED> 4,385,183
<SHARES-REINVESTED> 2,144
<NET-CHANGE-IN-ASSETS> 96,333
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 4
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<GROSS-EXPENSE> 3,436
<AVERAGE-NET-ASSETS> 1,808,441
<PER-SHARE-NAV-BEGIN> 1.00
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<EXPENSE-RATIO> 0.20
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 032
<NAME> GOVERNMENT SELECT PORTFOLIO CLASS C
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 1,795,198
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<RECEIVABLES> 13,349
<ASSETS-OTHER> 68
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<TOTAL-ASSETS> 1,808,615
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<OTHER-ITEMS-LIABILITIES> 17,305
<TOTAL-LIABILITIES> 17,305
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<PAID-IN-CAPITAL-COMMON> 1,791,304
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<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 6
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 1,791,310
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 44,542
<OTHER-INCOME> 0
<EXPENSES-NET> 1,819
<NET-INVESTMENT-INCOME> 42,723
<REALIZED-GAINS-CURRENT> 2
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 42,725
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 2
<DISTRIBUTIONS-OF-GAINS> 0
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<NUMBER-OF-SHARES-SOLD> 3,273
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 96,333
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 4
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<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,255
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<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0.54
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 033
<NAME> GOVERNMENT SELECT PORTFOLIO CLASS D
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 1,795,198
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<RECEIVABLES> 13,349
<ASSETS-OTHER> 68
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1,808,615
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<OTHER-ITEMS-LIABILITIES> 17,305
<TOTAL-LIABILITIES> 17,305
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,791,304
<SHARES-COMMON-STOCK> 392
<SHARES-COMMON-PRIOR> 108
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 6
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 1,791,310
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<EXPENSES-NET> 1,819
<NET-INVESTMENT-INCOME> 42,723
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<APPREC-INCREASE-CURRENT> 0
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<DISTRIBUTIONS-OF-INCOME> 4
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<NUMBER-OF-SHARES-SOLD> 1,552
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<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 96,333
<ACCUMULATED-NII-PRIOR> 0
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<EXPENSE-RATIO> 0.80
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 041
<NAME> TAX-EXEMPT PORTFOLIO CLASS A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 578,575
<INVESTMENTS-AT-VALUE> 578,575
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<TOTAL-ASSETS> 593,568
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<OTHER-ITEMS-LIABILITIES> 4,296
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<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 589,183
<SHARES-COMMON-STOCK> 589,145
<SHARES-COMMON-PRIOR> 748,096
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 89
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 589,272
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 11,854
<OTHER-INCOME> 0
<EXPENSES-NET> 1,320
<NET-INVESTMENT-INCOME> 10,534
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<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 10,568
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<NUMBER-OF-SHARES-SOLD> 2,817,964
<NUMBER-OF-SHARES-REDEEMED> 2,977,045
<SHARES-REINVESTED> 130
<NET-CHANGE-IN-ASSETS> (158,879)
<ACCUMULATED-NII-PRIOR> 0
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<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
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<GROSS-EXPENSE> 1,470
<AVERAGE-NET-ASSETS> 752,130
<PER-SHARE-NAV-BEGIN> 1.00
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<EXPENSE-RATIO> 0.35
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 042
<NAME> TAX-EXEMPT PORTFOLIO CLASS C
<S> <C>
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<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 578,575
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<PAID-IN-CAPITAL-COMMON> 589,183
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<NET-ASSETS> 589,272
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<EXPENSES-NET> 1,320
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<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (158,879)
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 061
<NAME> DIVERSIFIED GROWTH PORTFOLIO CLASS A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 121441
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<TOTAL-LIABILITIES> 1361
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 99999
<SHARES-COMMON-STOCK> 10623
<SHARES-COMMON-PRIOR> 10021
<ACCUMULATED-NII-CURRENT> 392
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 23742
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 64705
<NET-ASSETS> 188838
<DIVIDEND-INCOME> 915
<INTEREST-INCOME> 139
<OTHER-INCOME> 0
<EXPENSES-NET> (644)
<NET-INVESTMENT-INCOME> 410
<REALIZED-GAINS-CURRENT> 24082
<APPREC-INCREASE-CURRENT> (3453)
<NET-CHANGE-FROM-OPS> 21039
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (733)
<DISTRIBUTIONS-OF-GAINS> (18907)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9281
<NUMBER-OF-SHARES-REDEEMED> (18552)
<SHARES-REINVESTED> 18539
<NET-CHANGE-IN-ASSETS> 9769
<ACCUMULATED-NII-PRIOR> 716
<ACCUMULATED-GAINS-PRIOR> 18691
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 776
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 926
<AVERAGE-NET-ASSETS> 193914
<PER-SHARE-NAV-BEGIN> 17.76
<PER-SHARE-NII> 0.04
<PER-SHARE-GAIN-APPREC> 1.94
<PER-SHARE-DIVIDEND> (1.92)
<PER-SHARE-DISTRIBUTIONS> (0.07)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 17.75
<EXPENSE-RATIO> 0.66
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 061
<NAME> DIVERSIFIED GROWTH PORTFOLIO CLASS D
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 121441
<INVESTMENTS-AT-VALUE> 186146
<RECEIVABLES> 2697
<ASSETS-OTHER> 1356
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 190199
<PAYABLE-FOR-SECURITIES> 1231
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 130
<TOTAL-LIABILITIES> 1361
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 99999
<SHARES-COMMON-STOCK> 19
<SHARES-COMMON-PRIOR> 64
<ACCUMULATED-NII-CURRENT> 392
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 23742
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 64705
<NET-ASSETS> 188838
<DIVIDEND-INCOME> 915
<INTEREST-INCOME> 139
<OTHER-INCOME> 0
<EXPENSES-NET> (644)
<NET-INVESTMENT-INCOME> 410
<REALIZED-GAINS-CURRENT> 24082
<APPREC-INCREASE-CURRENT> (3453)
<NET-CHANGE-FROM-OPS> 21039
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (1)
<DISTRIBUTIONS-OF-GAINS> (124)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 69
<NUMBER-OF-SHARES-REDEEMED> (966)
<SHARES-REINVESTED> 124
<NET-CHANGE-IN-ASSETS> 9769
<ACCUMULATED-NII-PRIOR> 716
<ACCUMULATED-GAINS-PRIOR> 18691
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 776
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 926
<AVERAGE-NET-ASSETS> 523
<PER-SHARE-NAV-BEGIN> 17.53
<PER-SHARE-NII> (0.05)
<PER-SHARE-GAIN-APPREC> 1.96
<PER-SHARE-DIVIDEND> (1.92)
<PER-SHARE-DISTRIBUTIONS> (0.01)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 17.51
<EXPENSE-RATIO> 1.05
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 071
<NAME> EQUITY INDEX PORTFOLIO - CLASS A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-30-1999
<INVESTMENTS-AT-COST> 869,518
<INVESTMENTS-AT-VALUE> 1,399,024
<RECEIVABLES> 3,350
<ASSETS-OTHER> 23,818
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1,426,192
<PAYABLE-FOR-SECURITIES> 1,845
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2,879
<TOTAL-LIABILITIES> 4,724
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 824,014
<SHARES-COMMON-STOCK> 54,350
<SHARES-COMMON-PRIOR> 51,782
<ACCUMULATED-NII-CURRENT> (983)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 69,460
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 528,977
<NET-ASSETS> 1,421,468
<DIVIDEND-INCOME> 9,632
<INTEREST-INCOME> 752
<OTHER-INCOME> 0
<EXPENSES-NET> (1,693)
<NET-INVESTMENT-INCOME> 8,691
<REALIZED-GAINS-CURRENT> 74,223
<APPREC-INCREASE-CURRENT> 80,488
<NET-CHANGE-FROM-OPS> 163,402
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (10,417)
<DISTRIBUTIONS-OF-GAINS> (75,449)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 255,269
<NUMBER-OF-SHARES-REDEEMED> 272,726
<SHARES-REINVESTED> 72,451
<NET-CHANGE-IN-ASSETS> 102,662
<ACCUMULATED-NII-PRIOR> 1,602
<ACCUMULATED-GAINS-PRIOR> 79,574
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,156
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3,389
<AVERAGE-NET-ASSETS> 1,305,126
<PER-SHARE-NAV-BEGIN> 22.69
<PER-SHARE-NII> 0.14
<PER-SHARE-GAIN-APPREC> 2.56
<PER-SHARE-DIVIDEND> (1.43)
<PER-SHARE-DISTRIBUTIONS> (0.19)
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 23.77
<EXPENSE-RATIO> 0.21
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 072
<NAME> EQUITY INDEX PORTFOLIO - CLASS C
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 869,518
<INVESTMENTS-AT-VALUE> 1,399,024
<RECEIVABLES> 3,350
<ASSETS-OTHER> 23,818
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1,426,192
<PAYABLE-FOR-SECURITIES> 1,845
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2,879
<TOTAL-LIABILITIES> 4,724
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 824,014
<SHARES-COMMON-STOCK> 4,771
<SHARES-COMMON-PRIOR> 4,947
<ACCUMULATED-NII-CURRENT> (983)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 69,460
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 528,977
<NET-ASSETS> 1,421,468
<DIVIDEND-INCOME> 9,632
<INTEREST-INCOME> 752
<OTHER-INCOME> 0
<EXPENSES-NET> (1,693)
<NET-INVESTMENT-INCOME> 8,691
<REALIZED-GAINS-CURRENT> 74,223
<APPREC-INCREASE-CURRENT> 80,488
<NET-CHANGE-FROM-OPS> 163,402
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (747)
<DISTRIBUTIONS-OF-GAINS> (6,898)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 19,178
<NUMBER-OF-SHARES-REDEEMED> 30,877
<SHARES-REINVESTED> 7,645
<NET-CHANGE-IN-ASSETS> 102,662
<ACCUMULATED-NII-PRIOR> 1,602
<ACCUMULATED-GAINS-PRIOR> 79,574
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,156
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3,389
<AVERAGE-NET-ASSETS> 111,367
<PER-SHARE-NAV-BEGIN> 22.64
<PER-SHARE-NII> 0.12
<PER-SHARE-GAIN-APPREC> 2.54
<PER-SHARE-DIVIDEND> (1.43)
<PER-SHARE-DISTRIBUTIONS> (0.16)
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 23.71
<EXPENSE-RATIO> 0.45
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 073
<NAME> EQUITY INDEX PORTFOLIO - CLASS D
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-30-1999
<INVESTMENTS-AT-COST> 869,518
<INVESTMENTS-AT-VALUE> 1,399,024
<RECEIVABLES> 3,350
<ASSETS-OTHER> 23,818
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1,426,192
<PAYABLE-FOR-SECURITIES> 1,845
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2,879
<TOTAL-LIABILITIES> 4,724
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 824,014
<SHARES-COMMON-STOCK> 703
<SHARES-COMMON-PRIOR> 1,404
<ACCUMULATED-NII-CURRENT> (983)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 69,460
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 528,977
<NET-ASSETS> 1,421,468
<DIVIDEND-INCOME> 9,632
<INTEREST-INCOME> 752
<OTHER-INCOME> 0
<EXPENSES-NET> (1,693)
<NET-INVESTMENT-INCOME> 8,691
<REALIZED-GAINS-CURRENT> 74,223
<APPREC-INCREASE-CURRENT> 80,488
<NET-CHANGE-FROM-OPS> 163,402
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (112)
<DISTRIBUTIONS-OF-GAINS> (1,990)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 3,549
<NUMBER-OF-SHARES-REDEEMED> (21,697)
<SHARES-REINVESTED> 2,081
<NET-CHANGE-IN-ASSETS> 102,662
<ACCUMULATED-NII-PRIOR> 1,602
<ACCUMULATED-GAINS-PRIOR> 79,574
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,156
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3,389
<AVERAGE-NET-ASSETS> 24,530
<PER-SHARE-NAV-BEGIN> 22.58
<PER-SHARE-NII> 0.08
<PER-SHARE-GAIN-APPREC> 2.55
<PER-SHARE-DIVIDEND> (1.43)
<PER-SHARE-DISTRIBUTIONS> (0.12)
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 23.66
<EXPENSE-RATIO> 0.6
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 081
<NAME> FOCUSED GROWTH PORTFOLIO - CLASS A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 114,254
<INVESTMENTS-AT-VALUE> 163,585
<RECEIVABLES> 4,395
<ASSETS-OTHER> 810
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 168,790
<PAYABLE-FOR-SECURITIES> 3,924
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 179
<TOTAL-LIABILITIES> 4,103
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 99,401
<SHARES-COMMON-STOCK> 8,591
<SHARES-COMMON-PRIOR> 7,529
<ACCUMULATED-NII-CURRENT> (267)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 16,222
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 49,331
<NET-ASSETS> 164,687
<DIVIDEND-INCOME> 528
<INTEREST-INCOME> 28
<OTHER-INCOME> 0
<EXPENSES-NET> 713
<NET-INVESTMENT-INCOME> (157)
<REALIZED-GAINS-CURRENT> 16,428
<APPREC-INCREASE-CURRENT> 7,396
<NET-CHANGE-FROM-OPS> 23,667
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> (9,490)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 20,713
<NUMBER-OF-SHARES-REDEEMED> (11,621)
<SHARES-REINVESTED> 9,041
<NET-CHANGE-IN-ASSETS> 30,809
<ACCUMULATED-NII-PRIOR> (110)
<ACCUMULATED-GAINS-PRIOR> 10,094
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 841
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 977
<AVERAGE-NET-ASSETS> 142,584
<PER-SHARE-NAV-BEGIN> 16.39
<PER-SHARE-NII> (0.01)
<PER-SHARE-GAIN-APPREC> 2.80
<PER-SHARE-DIVIDEND> (1.26)
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 17.92
<EXPENSE-RATIO> 0.91
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 082
<NAME> FOCUSED GROWTH PORTFOLIO - CLASS C
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 114,254
<INVESTMENTS-AT-VALUE> 163,585
<RECEIVABLES> 4,395
<ASSETS-OTHER> 810
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 168,790
<PAYABLE-FOR-SECURITIES> 3,924
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 179
<TOTAL-LIABILITIES> 4,103
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 99,401
<SHARES-COMMON-STOCK> 557
<SHARES-COMMON-PRIOR> 533
<ACCUMULATED-NII-CURRENT> (267)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 16,222
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 49,331
<NET-ASSETS> 164,687
<DIVIDEND-INCOME> 528
<INTEREST-INCOME> 28
<OTHER-INCOME> 0
<EXPENSES-NET> 713
<NET-INVESTMENT-INCOME> (157)
<REALIZED-GAINS-CURRENT> 16,428
<APPREC-INCREASE-CURRENT> 7,396
<NET-CHANGE-FROM-OPS> 23,667
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> (674)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 685
<NUMBER-OF-SHARES-REDEEMED> 955
<SHARES-REINVESTED> 674
<NET-CHANGE-IN-ASSETS> 30,809
<ACCUMULATED-NII-PRIOR> (110)
<ACCUMULATED-GAINS-PRIOR> 10,094
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 841
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 977
<AVERAGE-NET-ASSETS> 9,630
<PER-SHARE-NAV-BEGIN> 16.34
<PER-SHARE-NII> (0.03)
<PER-SHARE-GAIN-APPREC> 2.79
<PER-SHARE-DIVIDEND> (1.26)
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 17.84
<EXPENSE-RATIO> 1.15
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 083
<NAME> FOCUSED GROWTH PORTFOLIO - CLASS D
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 114,254
<INVESTMENTS-AT-VALUE> 163,585
<RECEIVABLES> 4,395
<ASSETS-OTHER> 810
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 168,790
<PAYABLE-FOR-SECURITIES> 3,924
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 179
<TOTAL-LIABILITIES> 4,103
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 99,401
<SHARES-COMMON-STOCK> 46
<SHARES-COMMON-PRIOR> 110
<ACCUMULATED-NII-CURRENT> (267)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 16,222
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 49,331
<NET-ASSETS> 164,687
<DIVIDEND-INCOME> 528
<INTEREST-INCOME> 28
<OTHER-INCOME> 0
<EXPENSES-NET> 713
<NET-INVESTMENT-INCOME> (157)
<REALIZED-GAINS-CURRENT> 16,428
<APPREC-INCREASE-CURRENT> 7,396
<NET-CHANGE-FROM-OPS> 23,667
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> (136)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 55
<NUMBER-OF-SHARES-REDEEMED> (1,230)
<SHARES-REINVESTED> 80
<NET-CHANGE-IN-ASSETS> 30,809
<ACCUMULATED-NII-PRIOR> (110)
<ACCUMULATED-GAINS-PRIOR> 10,094
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 841
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 977
<AVERAGE-NET-ASSETS> 1,229
<PER-SHARE-NAV-BEGIN> 16.14
<PER-SHARE-NII> (0.10)
<PER-SHARE-GAIN-APPREC> 2.81
<PER-SHARE-DIVIDEND> (1.26)
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 17.59
<EXPENSE-RATIO> 1.30
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 091
<NAME> SMALL COMPANY INDEX PORTFOLIO CLASS A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 163,918
<INVESTMENTS-AT-VALUE> 171,597
<RECEIVABLES> 538
<ASSETS-OTHER> 6
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 172,141
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 301
<TOTAL-LIABILITIES> 301
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 157,718
<SHARES-COMMON-STOCK> 13,552
<SHARES-COMMON-PRIOR> 10,680
<ACCUMULATED-NII-CURRENT> 1,128
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 4,869
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 8,125
<NET-ASSETS> 171,840
<DIVIDEND-INCOME> 1,375
<INTEREST-INCOME> 254
<OTHER-INCOME> 0
<EXPENSES-NET> (356)
<NET-INVESTMENT-INCOME> 1,273
<REALIZED-GAINS-CURRENT> 4,829
<APPREC-INCREASE-CURRENT> 10,935
<NET-CHANGE-FROM-OPS> 17,037
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1,491
<DISTRIBUTIONS-OF-GAINS> 23,084
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 117,213
<NUMBER-OF-SHARES-REDEEMED> 100,387
<SHARES-REINVESTED> 22,577
<NET-CHANGE-IN-ASSETS> 31,015
<ACCUMULATED-NII-PRIOR> 1,349
<ACCUMULATED-GAINS-PRIOR> 23,233
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 395
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 794
<AVERAGE-NET-ASSETS> 197,257
<PER-SHARE-NAV-BEGIN> 13.02
<PER-SHARE-NII> 0.05
<PER-SHARE-GAIN-APPREC> 1.15
<PER-SHARE-DIVIDEND> 1.51
<PER-SHARE-DISTRIBUTIONS> 0.10
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 12.61
<EXPENSE-RATIO> 0.36
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 092
<NAME> SMALL COMPANY INDEX PORTFOLIO CLASS C
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 163,918
<INVESTMENTS-AT-VALUE> 171,597
<RECEIVABLES> 538
<ASSETS-OTHER> 6
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 172,141
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 301
<TOTAL-LIABILITIES> 301
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 157,718
<SHARES-COMMON-STOCK> 29
<SHARES-COMMON-PRIOR> 67
<ACCUMULATED-NII-CURRENT> 1,128
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 4,869
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 8,125
<NET-ASSETS> 171,840
<DIVIDEND-INCOME> 1,375
<INTEREST-INCOME> 254
<OTHER-INCOME> 0
<EXPENSES-NET> (356)
<NET-INVESTMENT-INCOME> 1,273
<REALIZED-GAINS-CURRENT> 4,829
<APPREC-INCREASE-CURRENT> 10,935
<NET-CHANGE-FROM-OPS> 17,037
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 13
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 889
<NUMBER-OF-SHARES-REDEEMED> 1,391
<SHARES-REINVESTED> 13
<NET-CHANGE-IN-ASSETS> 31,015
<ACCUMULATED-NII-PRIOR> 1,349
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<GROSS-EXPENSE> 794
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<PER-SHARE-NAV-BEGIN> 12.98
<PER-SHARE-NII> 0.05
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<EXPENSE-RATIO> 0.60
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 093
<NAME> SMALL COMPANY INDEX PORTFOLIO CLASS D
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 163,918
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<TOTAL-LIABILITIES> 301
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 157,718
<SHARES-COMMON-STOCK> 44
<SHARES-COMMON-PRIOR> 66
<ACCUMULATED-NII-CURRENT> 1,128
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<ACCUMULATED-NET-GAINS> 4,869
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 8,125
<NET-ASSETS> 171,840
<DIVIDEND-INCOME> 1,375
<INTEREST-INCOME> 254
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<EXPENSES-NET> (356)
<NET-INVESTMENT-INCOME> 1,273
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<APPREC-INCREASE-CURRENT> 10,935
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<EQUALIZATION> 0
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<DISTRIBUTIONS-OF-GAINS> 96
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 59
<NUMBER-OF-SHARES-REDEEMED> 407
<SHARES-REINVESTED> 99
<NET-CHANGE-IN-ASSETS> 31,015
<ACCUMULATED-NII-PRIOR> 1,349
<ACCUMULATED-GAINS-PRIOR> 23,233
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
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<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 794
<AVERAGE-NET-ASSETS> 726
<PER-SHARE-NAV-BEGIN> 12.94
<PER-SHARE-NII> 0.11
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<PER-SHARE-NAV-END> 12.52
<EXPENSE-RATIO> 0.75
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 101
<NAME> BOND PORTFOLIO CLASS A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 825,228
<INVESTMENTS-AT-VALUE> 795,387
<RECEIVABLES> 13,889
<ASSETS-OTHER> 25
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 809,301
<PAYABLE-FOR-SECURITIES> 9,435
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 22,369
<TOTAL-LIABILITIES> 31,804
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 800,659
<SHARES-COMMON-STOCK> 35,753
<SHARES-COMMON-PRIOR> 28,021
<ACCUMULATED-NII-CURRENT> 2,013
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 4,666
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (29,841)
<NET-ASSETS> 777,497
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 25,558
<OTHER-INCOME> 0
<EXPENSES-NET> 1,381
<NET-INVESTMENT-INCOME> 24,177
<REALIZED-GAINS-CURRENT> 4,546
<APPREC-INCREASE-CURRENT> (38,678)
<NET-CHANGE-FROM-OPS> (9,955)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 21,440
<DISTRIBUTIONS-OF-GAINS> 19,315
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 160,531
<NUMBER-OF-SHARES-REDEEMED> 36,297
<SHARES-REINVESTED> 35,251
<NET-CHANGE-IN-ASSETS> 108,491
<ACCUMULATED-NII-PRIOR> 1,259
<ACCUMULATED-GAINS-PRIOR> 21,464
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,172
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,812
<AVERAGE-NET-ASSETS> 661,755
<PER-SHARE-NAV-BEGIN> 21.61
<PER-SHARE-NII> 0.67
<PER-SHARE-GAIN-APPREC> (0.94)
<PER-SHARE-DIVIDEND> 0.68
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<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 20.00
<EXPENSE-RATIO> 0.36
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 102
<NAME> BOND PORTFOLIO CLASS C
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 825,228
<INVESTMENTS-AT-VALUE> 795,387
<RECEIVABLES> 13,889
<ASSETS-OTHER> 25
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 809,301
<PAYABLE-FOR-SECURITIES> 9,435
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 22,369
<TOTAL-LIABILITIES> 31,804
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 800,659
<SHARES-COMMON-STOCK> 3,036
<SHARES-COMMON-PRIOR> 2,845
<ACCUMULATED-NII-CURRENT> 2,013
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 4,666
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (29,841)
<NET-ASSETS> 777,497
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 25,558
<OTHER-INCOME> 0
<EXPENSES-NET> 1,381
<NET-INVESTMENT-INCOME> 24,177
<REALIZED-GAINS-CURRENT> 4,546
<APPREC-INCREASE-CURRENT> (38,678)
<NET-CHANGE-FROM-OPS> (9,955)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1,929
<DISTRIBUTIONS-OF-GAINS> 1,966
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 11,082
<NUMBER-OF-SHARES-REDEEMED> 10,976
<SHARES-REINVESTED> 3,895
<NET-CHANGE-IN-ASSETS> 108,491
<ACCUMULATED-NII-PRIOR> 1,259
<ACCUMULATED-GAINS-PRIOR> 21,464
<OVERDISTRIB-NII-PRIOR> 0
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<GROSS-ADVISORY-FEES> 2,172
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,812
<AVERAGE-NET-ASSETS> 62,497
<PER-SHARE-NAV-BEGIN> 21.60
<PER-SHARE-NII> 0.67
<PER-SHARE-GAIN-APPREC> (0.95)
<PER-SHARE-DIVIDEND> 0.68
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<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 20.00
<EXPENSE-RATIO> 0.60
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 103
<NAME> BOND PORTFOLIO CLASS D
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 825,228
<INVESTMENTS-AT-VALUE> 795,387
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<ASSETS-OTHER> 25
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 809,301
<PAYABLE-FOR-SECURITIES> 9,435
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<OTHER-ITEMS-LIABILITIES> 22,369
<TOTAL-LIABILITIES> 31,804
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 800,659
<SHARES-COMMON-STOCK> 81
<SHARES-COMMON-PRIOR> 94
<ACCUMULATED-NII-CURRENT> 2,013
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 4,666
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (29,841)
<NET-ASSETS> 777,497
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 25,558
<OTHER-INCOME> 0
<EXPENSES-NET> 1,381
<NET-INVESTMENT-INCOME> 24,177
<REALIZED-GAINS-CURRENT> 4,546
<APPREC-INCREASE-CURRENT> (38,678)
<NET-CHANGE-FROM-OPS> (9,955)
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<DISTRIBUTIONS-OF-INCOME> 54
<DISTRIBUTIONS-OF-GAINS> 63
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 122
<NUMBER-OF-SHARES-REDEEMED> 511
<SHARES-REINVESTED> 116
<NET-CHANGE-IN-ASSETS> 108,491
<ACCUMULATED-NII-PRIOR> 1,259
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<OVERDISTRIB-NII-PRIOR> 0
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<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,812
<AVERAGE-NET-ASSETS> 1,799
<PER-SHARE-NAV-BEGIN> 21.58
<PER-SHARE-NII> 0.66
<PER-SHARE-GAIN-APPREC> (0.97)
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<PER-SHARE-DISTRIBUTIONS> 0.62
<RETURNS-OF-CAPITAL> 0
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<EXPENSE-RATIO> 0.75
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 121
<NAME> SHORT-INTERMEDIATE BOND PORTFOLIO - CLASS A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 186,597
<INVESTMENTS-AT-VALUE> 175,677
<RECEIVABLES> 3,505
<ASSETS-OTHER> 6
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 179,188
<PAYABLE-FOR-SECURITIES> 0
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<OTHER-ITEMS-LIABILITIES> 209
<TOTAL-LIABILITIES> 209
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 188,442
<SHARES-COMMON-STOCK> 9,257
<SHARES-COMMON-PRIOR> 9,137
<ACCUMULATED-NII-CURRENT> 1,414
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 43
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (10,920)
<NET-ASSETS> 178,979
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 8,735
<OTHER-INCOME> 0
<EXPENSES-NET> 324
<NET-INVESTMENT-INCOME> 8,411
<REALIZED-GAINS-CURRENT> (21)
<APPREC-INCREASE-CURRENT> (4,899)
<NET-CHANGE-FROM-OPS> 3,491
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<NUMBER-OF-SHARES-SOLD> 48,448
<NUMBER-OF-SHARES-REDEEMED> (54,427)
<SHARES-REINVESTED> 8,363
<NET-CHANGE-IN-ASSETS> (4,844)
<ACCUMULATED-NII-PRIOR> 702
<ACCUMULATED-GAINS-PRIOR> 2,525
<OVERDISTRIB-NII-PRIOR> 0
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<GROSS-ADVISORY-FEES> 539
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 696
<AVERAGE-NET-ASSETS> 179,601
<PER-SHARE-NAV-BEGIN> 20.03
<PER-SHARE-NII> 0.91
<PER-SHARE-GAIN-APPREC> (0.52)
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<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 19.31
<EXPENSE-RATIO> 0.36
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 122
<NAME> SHORT-INTERMEDIATE BOND PORTFOLIO - CLASS D
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 186,597
<INVESTMENTS-AT-VALUE> 175,677
<RECEIVABLES> 3,505
<ASSETS-OTHER> 6
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 179,188
<PAYABLE-FOR-SECURITIES> 0
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<TOTAL-LIABILITIES> 209
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 188,442
<SHARES-COMMON-STOCK> 13
<SHARES-COMMON-PRIOR> 41
<ACCUMULATED-NII-CURRENT> 1,414
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 43
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (10,920)
<NET-ASSETS> 178,979
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<INTEREST-INCOME> 8,735
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<EXPENSES-NET> 324
<NET-INVESTMENT-INCOME> 8,411
<REALIZED-GAINS-CURRENT> (21)
<APPREC-INCREASE-CURRENT> (4,899)
<NET-CHANGE-FROM-OPS> 3,491
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<NUMBER-OF-SHARES-SOLD> 66
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<NET-CHANGE-IN-ASSETS> (4,844)
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<OVERDISTRIB-NII-PRIOR> 0
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<PER-SHARE-NAV-BEGIN> 19.97
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 131
<NAME> U.S. GOVT SECURITIES PORT - CLASS A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 84,337
<INVESTMENTS-AT-VALUE> 83,119
<RECEIVABLES> 1,049
<ASSETS-OTHER> 31
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 84,199
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<TOTAL-LIABILITIES> 200
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 85,239
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<OVERDISTRIBUTION-NII> 0
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<OVERDISTRIBUTION-GAINS> 118
<ACCUM-APPREC-OR-DEPREC> (1,218)
<NET-ASSETS> 83,999
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<EXPENSES-NET> (136)
<NET-INVESTMENT-INCOME> 1,901
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<PER-SHARE-NAV-BEGIN> 20.27
<PER-SHARE-NII> .49
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<PER-SHARE-NAV-END> 19.64
<EXPENSE-RATIO> .36
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 132
<NAME> U.S. GOVT SECURITIES PORT - CLASS C
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 84,337
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<TOTAL-ASSETS> 84,199
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<PAID-IN-CAPITAL-COMMON> 85,239
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<OVERDISTRIBUTION-GAINS> 118
<ACCUM-APPREC-OR-DEPREC> (1,218)
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<NET-INVESTMENT-INCOME> 1,901
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 133
<NAME> U.S. GOVT SECURITIES PORT - CLASS D
<S> <C>
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<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
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<ACCUM-APPREC-OR-DEPREC> (1,218)
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 141
<NAME> U.S. TREASURY INDEX PORT - CLASS A
<S> <C>
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<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 23,072
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<NAME> U.S. TREASURY INDEX PORT - CLASS C
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<NAME> U.S. TREASURY INDEX PORT - CLASS D
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<NAME> BALANCED PORTFOLIO CLASS A
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<NAME> BALANCED PORTFOLIO CLASS C
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<NAME> BALANCED PORTFOLIO CLASS D
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<NAME> INTERNATIONAL BOND - CLASS A
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<NAME> INTERNATIONAL BOND - CLASS D
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<NAME> INTERNATIONAL GROWTH PORTFOLIO CLASS A
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<TABLE> <S> <C>
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<NAME> INTERNATIONAL EQUITY INDEX PORTFOLIO CLASS A
<S> <C>
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<TABLE> <S> <C>
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<NAME> INTERNATIONAL EQUITY INDEX PORTFOLIO CLASS D
<S> <C>
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<TABLE> <S> <C>
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<SERIES>
<NUMBER> 191
<NAME> INTERMEDIATE BOND PORTFOLIO CLASS A
<S> <C>
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</TABLE>
<TABLE> <S> <C>
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<NAME> INTERMEDIATE BOND PORTFOLIO CLASS D
<S> <C>
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