PRUCO LIFE VARIABLE INSURANCE ACCOUNT
497J, 1997-05-05
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The Prudential Insurance Company of America

                                    Thomas C. Castano
                                    Assistant General Counsel
                                    Law Department

                                    The Prudential Insurance Company of America
                                    213 Washington Street
                                    Newark, NJ 07102-2992
                                    (201) 802-4708 fax: (201) 802-9560


                                                              May 5, 1997

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549


                               Re:  Pruco Life Variable Insurance Account
                                    (Registration No. 2-80513)

Ladies and Gentlemen:

     Pursuant to subparagraph (j) of Rule 497 under the Securities Act of 1933,
the Registrant hereby certifies: (i) that its Prospectus that would have been
filed pursuant to Rule 497(b) would not have differed from the Prospectus
contained in Post-Effective Amendment No. 24 and (ii) that the text of
Post-Effective Amendment No. 24 was filed electronically on April 30, 1997
(Accession No. 0000950110-97-000753).


                                          By: /s/
                                              -----------------------------
                                                  Thomas C. Castano
                                                  Assistant Secretary
                                                  Pruco Life Insurance Company




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