<TABLE>
EXHIBIT 11
STATEMENT RE COMPUTATION OF PER SHARE EARNINGS
(Dollars and Shares in thousands, except per share data)
<CAPTION>
Three Months Ended
June 30,
2000 1999
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(Unaudited) (Unaudited)
<S> <C> <C>
BASIC EARNINGS PER SHARE:
Weighted average shares outstanding 14,231 14,279
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Net income $ 836 $ 1,380
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Net income per share $ 0.06 $ 0.10
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DILUTED EARNINGS PER SHARE:
Weighted average shares outstanding 14,231 14,279
Dilutive effect of common stock options 28 6
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Total shares 14,259 14,285
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Net income $ 836 $ 1,380
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Net income per share $ 0.06 $ 0.10
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