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<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1000
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<PERIOD-TYPE> 9-MOS
<CASH> 32,200
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
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<INVESTMENTS-CARRYING> 3,726
<INVESTMENTS-MARKET> 3,733
<LOANS> 1,065,318
<ALLOWANCE> (9,947)
<TOTAL-ASSETS> 1,560,059
<DEPOSITS> 1,003,120
<SHORT-TERM> 231,204
<LIABILITIES-OTHER> 69,099
<LONG-TERM> 63,697
0
0
<COMMON> 29,630
<OTHER-SE> 163,309
<TOTAL-LIABILITIES-AND-EQUITY> 1,560,059
<INTEREST-LOAN> 73,136
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<INTEREST-OTHER> 1,233
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<INTEREST-DEPOSIT> 29,062
<INTEREST-EXPENSE> 44,815
<INTEREST-INCOME-NET> 51,279
<LOAN-LOSSES> 2,135
<SECURITIES-GAINS> (1)
<EXPENSE-OTHER> 35,386
<INCOME-PRETAX> 27,595
<INCOME-PRE-EXTRAORDINARY> 27,595
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 19,508
<EPS-BASIC> 1.83
<EPS-DILUTED> 1.80
<YIELD-ACTUAL> 4.55
<LOANS-NON> 1,313
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<LOANS-PROBLEM> 11,213
<ALLOWANCE-OPEN> 9,854
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<ALLOWANCE-CLOSE> 9,947
<ALLOWANCE-DOMESTIC> 9,947
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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