PRUDENTIAL INDIVIDUAL VARIABLE CONTRACT ACCOUNT
497, 1995-12-20
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                    OREGON SUPPLEMENT DATED DECEMBER 18, 1995
                       TO PROSPECTUS DATED MAY 1, 1995 FOR

               THE PRUDENTIAL INDIVIDUAL VARIABLE CONTRACT ACCOUNT
                          DISCOVERY(SM) PLUS CONTRACTS

This supplement applies to Contracts issued on or after April 12, 1995 in the
state of Oregon.

1.   The Contract is purchased by making an initial purchase payment of at least
     $10,000. No additional purchase payments may be made.

2.   The annuity date must be at least six years after the Contract date.

3.   The 1% bonus added to the purchase payment will not be recaptured by The
     Prudential when a full or partial withdrawal is made.

4.   The first paragraph under DETAILED INFORMATION ABOUT THE CONTRACT on page
     11 is revised to read:

     "REQUIREMENTS FOR ISSUANCE OF A CONTRACT. The minimum initial purchase
     payment is $10,000. No subsequent purchase payments may be made. The
     Contract may generally be issued on proposed annuitants below the age of
     85. Before issuing any Contract, The Prudential requires submission of
     certain information. Following The Prudential's review of the information
     and approval of issuance of the Contract, a Contract will be issued that
     sets forth precisely the owner's rights and the Company's obligations."


ORSUP-1 Ed. 12-95  Catalog No. 64M614F




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