CALIFORNIA SUPPLEMENT DATED MAY 1, 1995
                     TO PROSPECTUSES DATED MAY 1, 1995 FOR


                  THE PRUDENTIAL VARIABLE APPRECIABLE ACCOUNT

                PRUDENTIAL INDIVIDUAL VARIABLE CONTRACT ACCOUNT

           PRUDENTIAL QUALIFIED INDIVIDUAL VARIABLE CONTRACT ACCOUNT

         

Pending approval of the State of California Department of Insurance, the Growth
Stock and Small Capitalization Stock Portfolios are not available to Contracts
issued in the State of California. An application for approval has been made and
we expect to offer these two new portfolios as investment options in the very
near future.













CAPRU-S1 Ed. 5-95 Catalog No. 64M5692



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