PRUDENTIAL INDIVIDUAL VARIABLE CONTRACT ACCOUNT
497J, 1996-05-03
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The Prudential Insurance Company of America       Thomas C. Castano
                                                  Assistant General Counsel
                                                  Law Department


                                  The Prudential Insurance Company of America
                                  213 Washington Street
                                  Newark, NJ 07102-2992
                                  (201) 802-4708 fax: (201) 802-8357



                                                              May 2, 1996


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

                       Re:      Prudential Individual Variable Contract Account
                                (Registration No. 33-25434)

Ladies and Gentlemen:

     Pursuant to subparagraph (j) of Rule 497 under the Securities Act of 1933,
the Registrant hereby certifies (i) that its Prospectus that would have been
filed pursuant to Rule 497(c) would not have differed from the Prospectus
contained in Post-Effective Amendment No. 11 and (ii) that the text of
Post-Effective Amendment No. 11 was filed electronically on April 25, 1996.
(Accession No. 0000950110-96-000449)



                                By: /s/  THOMAS C. CASTANO
                                    ---------------------------------
                                    Thomas C. Castano
                                    Assistant Secretary
                                    The Prudential Insurance Company of America



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