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THOMAS CASTANO
Assistant General Counsel
Law Department
ThePRUDENTIAL [Logo]
The Prudential Insurance Company of America
213 Washington Street, Newark, NJ 07102-2992
201 802-4708 Fax: 201 802-8357
May 5, 1997
Securities and Exchange Commission
450 Fifth Street, NW
Washington, D.C. 20549
Re: The Prudential Individual Variable
Contract Account
Registration No.: 33-25434
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933, Prudential
Life Insurance Company of America, on behalf of The Prudential Individual
Variable Contract Account (the "Account"), hereby certifies: (1) that the text
of the Account's most recent post-effective amendment has been filed
electronically; and (2) that the form of the prospectus and Statement of
Additional Information that would have been filed under Rule 497(c) would not
have differed from that contained in the most recent post-effective amendment.
Respectfully submitted,
/s/ THOMAS C. CASTANO, ESQ.
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Thomas C. Castano, Esq.
Assistant Secretary,
The Prudential Insurance
Company of America
