PRUDENTIAL INDIVIDUAL VARIABLE CONTRACT ACCOUNT
24F-2NT, 1999-04-05
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             Annual Notice of Securities Sold Pursuant to Rule 24F-2

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                   FORM 24F-2
                        Annual Notice of Securities Sold
                             Pursuant to Rule 24f-2


1.       Name and address of issuer:
             The Prudential Insurance Company of America
         The Prudential Individual Variable Contract Account
             Prudential Plaza
             Newark , New Jersey 07101
2.        The name of each series or class of securities  for which this Form is
          filed  (If the Form is being  filed  for all  series  and  classes  of
          securities of the issuer, check the box but do not list series or
         classes):  ( X  )
3.      Investment Company Act File Number:
         811-3622
         Securities Act File Number:
         33-25434
4(a).   Last Day of fiscal year for which this Form is filed:
         December 31, 1998
4(b).  Check box if this Form is being  filed late (i.e.  more than 90  calendar
days after the end of the issuer's fiscal year).(See Instructions A.2) ( )

           Note: If the Form is being filed late, interest must be paid on the
 registration fee due.
4(c) .  Check box if this is the last time the issuer will be filing this Form.
             (      )


5. Calculation of registration fee:
(i) Aggregate  sale price of securities  sold during the fiscal year pursuant to
section 24(f):  $ 230,405,333  (ii)  Aggregate  price of securities  redeemed or
repurchased  during the fiscal year: $  1,093,942,802  (iii)  Aggregate price of
securities  redeemed  or  repurchased  during any prior  fiscal  year  ending no
earlier  than  October  11,  1995  that  were  not  previously  used  to  reduce
registration fees payable to the Commission: $572,166,000

(iv)  Total  available  redemption  credits  (add  Items  5(ii)  and  5(iii):  $
1,666,108,802  (v) Net sales-if  Item 5(i) is greater than Item 5(iv)  (subtract
Item 5(iv) from Item 5(i)):  $_______________  (vi) Redemption credits available
for use in future  years -if Item 5(i) is less than Item  5(iv)  (subtract  Item
5(iv)  from Item  5(i)):  $(1,435,703,469  ) (vii)  Multiplier  for  determining
registration fee (See instructions  C.9): X .000278 (viii)  Registration fee due
(multiply   Item   5(v)   by   Item   5(vii))   (enter   0  if  no  fee  is  due
):$_______0________

6.      Prepaid Shares
If the response to Item 5(i) was determined by deducting an amount of securities
that were registered  under the Securities Act of 1933 pursuant to rule 24e-2 as
in effect before October 11, 1997, then report the amount of securities  (number
of shares or other units) deducted here:______0_______.  If there is a number of
shares or other units that were registered pursuant to
 rule 24e-2  remaining  unsold at the end of the fiscal year for which this form
 is filed that are available for use by the issuer in future fiscal years, then
state that number here:_________0_____________.


7.  Interest  due-if this Form is being filed more than 90 days after the end of
 the issuer's fiscal year (See instruction D):$________0_______

8. Total of the amount of the  registration  fee due plus any interest due (line
 5(viii) plus line 7):$_________0______

9  Date  the  registration  fee  and  any  interest  payment  was  sent  to  the
Commission's lockbox depository:

                Method of Delivery:

                                               ( X )    Wire Transfer

                                               (    )     Mail or other means

                                                                      SIGNATURES
This  report has been  signed  below by the  following  persons on behalf of the
issuer and in the capacities and on the dates indicated.
By (Signature and Title)*__________________________
                                    Dennis G. Sullivan
                                            Vice President
Date____________________
                *Please print the name and title of the signing
                 officer below the signature.



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