PRUDENTIAL INDIVIDUAL VARIABLE CONTRACT ACCOUNT
497J, 1999-05-06
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                                                              May 6, 1999




Securities and Exchange Commission
450 Fifth Street, NW
Washington, D.C. 20549


Re:  The Prudential Individual Variable Contract Account
     Registration No. 33-25434


Ladies and Gentlemen:

       Pursuant to Rule 497(j) under the Securities Act of 1933, Prudential Life
Insurance Company of America, on behalf of the Prudential Individual Variable
Contract Account (the "Account"), hereby certifies: (1) that the text of the
Account's most recent post-effective amendment has been filed electronically;
and (2) that the form of the Prospectus and Statement of Additional Information
that would have been filed under Rule 497(c) would not have differed from that
contained in the most recent post-effective amendment.


                                     Respectfully submitted,



                                 /s/ LEE D. AUGSBURGER, ESQ.
                                     ---------------------------
                                     Lee D. Augsburger, Esq.
                                     Assistant General Counsel
                                     The Prudential Insurance Company of America



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