May 5, 2000
Securities and Exchange Commission
450 Fifth Street, NW
Washington, D.C. 20549
Re: The Prudential Individual Variable Contract Account
Registration No. 33-25434
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933, Prudential Life
Insurance Company of America, on behalf of the Prudential Individual Variable
Contract Account (the "Account"), hereby certifies: (1) that the text of the
Account's most recent post-effective amendment has been filed electronically;
and (2) that the form of the Prospectus and Statement of Additional Information
that would have been filed under Rule 497(c) would not have differed from that
contained in the most recent post-effective amendment.
Respectfully submitted,
/s/ LEE D. AUGSBURGER
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Lee D. Augsburger, Esq.
Chief Legal Officer of Annuities
The Prudential Insurance Company of America
