CITIZENS INVESTMENT TRUST
497, 1996-07-17
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Supplement dated: July 17, 1996
to Prospectus dated: October 31, 1995 and 
Supplement dated: May 16, 1996

Page 11:  Citizens Index Portfolio

New text:
Objective:  Capital appreciation through investment in a 
market weighted index of 300 of the country's top socially 
responsible companies.  (Income from dividends will be similar 
to the income of the S&P 500).




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