November 7, 1996
Securities and Exchange Commission
Division of Investment Management
450 5th Street, NW
Washington, DC 20549-1004
Re: Citizens Trust Mutual Funds-File Nos. 002-80886 and 811-3626
(the "Registrant"), Single Prospectus for the Working Assets Money
Market, Citizens Income, Citizens Emerging Growth, Citizens Global
Equity, Citizens Index and Muir California Tax-Free Portfolios,
and three Statements of Additional Information for the aforementioned
funds, each a series of the Registrant, dated September 30, 1996.
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, the
Registrant hereby certifies that the form of the captioned prospectus and
statements of additional information that would have been filed by the
Registrant pursuant to Rule 497(c) upon the effectiveness of Post-Effective
Amendment No. 35 to the Registrant's registration statement on Form N-1A
would not have differed from that contained in said Amendment, which is the
most recent amendment to such registration statement and was filed
electronically on September 30, 1996.
If you have any questions regarding the enclosed materials, please call me at
(603) 436-5152.
Very truly yours,
[Signature of Sophia-Collier]
Sophia Collier
President
