Citizens Trust
One Harbour Place
Suite 525
Portsmouth, NH
03801
Telephone 603-436-5152
VIA EDGARLINK
October 27, 1997
Securities and Exchange Commission
Division of Investment Management
450 5th Street, NW
Washington, DC 20549-1004
Re: Citizens Investment Trust Mutual Funds - File Nos.
002-80886 and 811-03626 (the "Registrant"), Single
Prospectus for the Working Assets Money Market,
Citizens Income, Citizens Emerging Growth, Citizens
Global Equity, Citizens E[bullet]fund and Citizens
Index Portfolios, dated October 3, 1997.
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, the
Registrant hereby certifies that the form of the captioned prospecuts that would
have been filed by the Registrant pursuant to Rule 497(c) upon the effectiveness
of Post-Effective Amendment No. 38 to the Registrant's registration statement on
Form N-1A would not have differed from that contained in said Amendment, which
is the most recent amendment to such registration statement and was filed
electronically on October 7, 1997.
Please do not hesitate to contact me if you have any questions.
Sincerely,
Joseph F. Keefe
Executive Vice President
General Council
