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Citizens
Trust[Trademark]
One Harbour Place Telephone: 603.436.5152
Suite 525 Facsimile: 603.433.4209
Portsmouth 1.800.223.7010
New Hampshire 03801 E-mail: [email protected]
VIA EDGARLINK
November 7, 1997
Securities and Exchange Commission
Division of Investment Management
450 5th Street, NW
Washington, DC 20549-1004
Re: Citizens Investment Trust Mutual Funds-File Nos. 002-80886 and 811-03626
(the "Registrant"), Single Prospectus for the Working Assets Money Market
and Citizens Index Portfolios, dated October 30, 1997.
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, the
Registrant hereby certifies that the form of the captioned prospectus that would
have been filed by the Registrant pursuant to Rule 497(c) upon the effectiveness
of Post-Effective Amendment No. 39 to the Registrant's registration statement on
Form N-1A would not have differed from that contained in said Amendment, which
is the most recent amendment to such registration statement and was filed
electronically on October 31, 1997.
Please do not hesitate to contact me if you have any questions.
Sincerely,
[Signature of Joseph F. Keefe]
Joseph F. Keefe
Executive Vice President
General Counsel
