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THOMAS CASTANO
Assistant General Counsel
Law Department
ThePRUDENTIAL [Logo]
The Prudential Insurance Company of America
213 Washington Street, Newark, NJ 07102-2992
201 802-4708 Fax: 201 802-8357
May 5, 1997
Securities and Exchange Commission
450 Fifth Street, NW
Washington, D.C. 20549
Re: The Prudential Qualified
Individual Account
Registration No.: 2-81318
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933, Prudential
Life Insurance Company of America, on behalf of The Prudential Qualified
Individual Account (the "Account"), hereby certifies: (1) that the text of the
Account's most recent post-effective amendment has been filed electronically;
and (2) that the form of the prospectus and Statement of Additional Information
that would have been filed under Rule 497(c) would not have differed from that
contained in the most recent post-effective amendment.
Respectfully submitted,
/s/ THOMAS C. CASTANO, ESQ.
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Thomas C. Castano, Esq.
Assistant Secretary,
The Prudential Insurance
Company of America
