May 1, 1998
Securities and Exchange Commission
450 Fifth Street, NW
Washington, D.C. 20549
Re: The Prudential Qualified Individual Variable Contract Account
Registration No. 2-81318
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933, The Prudential
Life Insurance Company of America, on behalf of The Prudential Qualified
Individual Variable Contract Account (the "Account"), hereby certified: (1) that
the text of the Account's most recent post-effective amendment has been filed
electronically; and (2) that the form of Prospectus and Statement of Additional
Information that would have been filed under Rule 497(c) would not have differed
from that contained in the most recent post-effective amendment.
Respectfully submitted,
/s/ THOMAS C. CASTANO, ESQ
---------------------------
Thomas C. Castano, Esq.
Assistant Secretary
The Prudential Insurance Company
of America